This post covers Exam questions on health insurance Kentucky. Improve your performance in health insurance by practicing this question. Answers are provided for each question.
Health Insurance Exam Kentucky
Practice questions and answers
All of the following statements about non-cancellable policies are true EXCEPT
A. A noncancellible police is also called a noncancellible and guaranteed renewable policy
B. The only right to cancel the noncancellable policy is for nonpayment of premiums
C. The insurer may increase the premium rate after the policy is in effect provided it does so by
classes of insureds
D. the insurer may regain the right to cancel or not to renew when they insured reaches and age
specified in the policy - C. The insurer may increase the premium rate after the policy is in effect
provided it does so by classes of insureds
Which of the following qualifies as a compensable injury under workers compensation
coverage?
A. A factory worker fractures an elbow while working overtime
B. An employee is struck by a car and seriously injured while walking back to work following a
lunch break
C. A worker is involved in an auto accident while driving to work
D. All of the above qualify - A. A factory worker fractures an elbow while working overtime
Which of the following represents certain consumer safeguards enacted by states and pattered
after a model act developed by NAIC?
A. Fair credit reporting Act
B. the MIB
C. Information and privacy protection act
D. COBRA - C. Information and privacy protection act
The optional short term disability income benefit that pays a lump sum for specified injuries is
called the
, A. hospital income benefit
B. elective indemnity benefit
C. supplemental income benefit
D. partial disability benefit - B. elective indemnity benefit
The type of health care provider that provides birth the health care services and the healthy care
coverage is
A. Preferred provider organization
B. Health maintenance organization
C. Blue cross/blue shield organization
D. Traditional health insurance company - B. health maintenance organization
Dread disease, travel accident, vision care, and hospital indemnity policies are all examples of
A. ltc policies
B. limited policies
C. group policies
D. blanket policies - B. Limited Policies
Which of the following are NOT eligible for Medicare coverage?
A. People age 65 and older who are eligible for social security
B. People age 65 and older not eligible for social security but willing to pay a monthly premium
C. People of any age who have been entitled to disability benefits for 24 months
D. People with any life-threatening condition - D. People with any life threatening condition
A company that I licensed to sell insurance in a particular state is
A. domestic
B. Alien
C. non admitted company
D. Authorized comany - D. Authorized Company
Optional Provisions 1 and 2, addressing changes of occupation and misstatement of age,
Kermit the insurer to do which of the following?
A. Cancel the policy
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