HC21 INSURANCE & CODING MODULE QUESTIONS AND ANSWERS 2024/2025
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Course
HC 21
Institution
HC 21
Claim
→ a document sent to an insurance carrier demanding payment for services provided to
an insured patient or an insured beneficiary
correct coding
→ is a legal issue. if coding is performed improperly, the assistant could be charged with
fraud
tertiary insurance
→ patients covere...
HC21 INSURANCE & CODING MODULE
QUESTIONS AND ANSWERS 2024/2025
Claim
→ a document sent to an insurance carrier demanding payment for services provided to
an insured patient or an insured beneficiary
correct coding
→ is a legal issue. if coding is performed improperly, the assistant could be charged with
fraud
tertiary insurance
→ patients covered by a 3rd insurance policy
(AAPC) American Academy of Professional coders
→ A national membership organization that provides credentials, education, and coding
information to medical coders in all settings.
→ offers following certifications;
→ * Certified Professional Certifications
→ *Certified Professional Coder for Hospitals (CPC-H)
→ * Certified Professional Coder - Payer (CPC-P)
→ * Certified Inpatient Coder (CIC)
(AHIMA) American Health Information Management Association
→ a network of physicians with independent practices. they don't practice in the same
facility but are considered part of one network
(EPO) Exclusive Provider ORganization
→ combines features of an HMO & PPO. Will not reimburse patients for services
obtained outside the HMO network, physicians are reimbursed based on a fee-for-
service system instead of capitation
GroupModel
→ The HMO contracts with a multi-specialty group of physicians. these physicians usually
practice in the same facility like a hospital or group office
Staff Model
→ HMO will hire a group of physicians and pay them salary wages. This is, in effect, their
reimbursement for treating patients. May receive bonuses based on cost savings or #
of patients
High Deductible Health Plan (HDHP)
→ HMO, PPO, POS plans can have a high deductible options. this means that the
managed care plans are the same, except for the premiums are lowered in exchange
for a high deductible on the plan
Managed Care Organization (MCO)
→ focus on cutting costs, so there are more policies and procedures in place than with a
fee for service plan
Referrels
→ urgent referral can take up to 24 hours, stat refferal can be approved immediately
by phone
Watch Dog Organizations
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