AU 62: Chapter 2 Exam Questions and
Answers
A contractor was hired by a railroad to work on a bridge adjacent to railroad tracks. Which one
of the following types of insurance coverage would best respond to claims against the railroad
arising out of the contractor's work?
Select one:
A. A Com...
Which one of the following statements about owners and contractors protective liability
coverage is true?
Select one:
A. It is issued in the contractor's name.
B. It protects the contractor from liability for normal business operations.
C. It is purchased by the owner of property to protect contractors.
D. It covers the property owner for damage arising from the contractor's operations. -
Answer✔✔-D. It covers the property owner for damage arising from the contractor's
operations.
Pedestrian Wilma was injured as a result of a contractor's negligence when the contractor failed
to adequately warn the public of a hazard when paving a road. Any resulting liability claim by
Wilma against the contractor would be considered to have arisen from the contractor's
Select one:
A. Products and completed operations liability exposure.
B. Premises and operations liability exposure.
C. Personal liability exposure.
D. Absolute liability exposure. - Answer✔✔-B. Premises and operations liability exposure.
The five classifications the Commercial Lines Manual (CLM) uses to refine the general liability
classification process include all of the following, EXCEPT:
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