Long-term care insurance - ✔✔Insurance that pays for extended medical care or custodial care
received in a nursing homes, hospital, or home
Annuity - ✔✔A type of life insurance policy or contract that makes periodic payments to
the recipient for a fixed period or for life in exchange for a specified premium
Commercial package policy (CPP) - ✔✔Policy that covers two or more lines of business
by combining ISO's commercial lines coverage parts
Businessowners policy (BOP) - ✔✔A package policy that combines most of the property
and liability coverages needed by small and medium-sized businesses
Commercial auto insurance - ✔✔Insurance that covers a business or a not-for-profit organization
against loss exposures arising out of the ownership, maintenance, or use of automobiles
Auto physical damage coverage - ✔✔Coverage for damage to or theft of a covered auto that
can include both collision coverage and other than collision (comprehensive) coverage
Commercial property insurance - ✔✔Insurance that covers commercial buildings and
their contents against various types of property loss
, Ocean marine insurance - ✔✔Insurance that covers vessels and their cargoes, including
various vessel-related liability exposures
Inland marine insurance - ✔✔Insurance that covers many different classes of property
that typically involve an element of transportation
Commercial crime insurance - ✔✔Insurance that covers (1) money and securities against
numerous perils (not limited to crime perils) and (2) property other than money and securities
against crime perils, such as employee theft, robbery, theft by outsiders, and extortion
Commercial general liability (CGL) insurance - ✔✔Insurance that covers many of the common
liability loss exposures faced by an organization, including its premises, operations, and products
Professional liability insurance - ✔✔Insurance that covers persons engaged in various
occupations against liability resulting from their rendering or failing to render professional
services
Workers compensation insurance - ✔✔Insurance that provides coverage for benefits
an employer is obligated to pay under workers compensation laws
Stock insurer - ✔✔An insurer that is owned by its stockholders and formed as a corporation
for the purpose of earning a profit for the stockholders
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