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Barney Fletcher Exam Questions 4 And Answers A deed would be presumed to have been delivered upon the happening of which of the following events? A. it was subrogated B. it was notarized C. it was recorded D. it was signed C. it was recorded

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  • October 19, 2024
  • 16
  • 2024/2025
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Barney Fletcher Exam Questions 4 And
Answers

A deed would be presumed to have been delivered upon the happening of which of the following

events?




A. it was subrogated

B. it was notarized

C. it was recorded


D. it was signed C. it was recorded




A farmer leased a property on an annual basis whereby the farmer or the owner could terminate

the lease by giving the other party 90 days notice. One half of the crop value would be the annual

rent. This type of lease would best be described as a:




A. tenancy in common

B. periodic estate

C. tenancy for years


D. tenancy at will B. periodic estate

, Barney Fletcher Exam Questions 4 And
Answers
In times of a tight money market where the money supply is short, the secondary mortgage

market helps first time home buyers by:




A. lowering interest rates

B. providing liquidity to primary lenders

C. raising required ratios on qualifying


D. insisting on larger mortgage insurance premiums B. providing liquidity to primary

lenders




Which of the following organizations is the largest purchaser of mortgages in the secondary

mortgage market?




A. Federal National Mortgage Association (FNMA)

B. Government National Mortgage Association (GNMA)

C. Federal Home Loan Mortgage Corporation (FHLMC)


D. Farmer's Home Administration (FMHA) A. Federal National Mortgage Association

(FNMA)

, Barney Fletcher Exam Questions 4 And
Answers
An out of town buyer wanted to buy a home as soon as possible and did not want to pay a loan

origination fee. Which type loan would be best?




A. conventional loan

B. FHA loan

C. assumed loan


D. PMI loan C. assumed loan




A loan for which of the following would NOT fall under Regulation Z?




A. residential home

B. a loan involving discount points

C. shoe store in a commercial shopping strip


D. a duplex B. a loan involving discount points




An 18 year straight note had a total of $27,000 in interest over the term. The interest rate was

10% and loan was 75% of the sales price. What was the sales price?

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