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Pearson Vue State Health Insurance Practice Exam $8.00   Add to cart

Exam (elaborations)

Pearson Vue State Health Insurance Practice Exam

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  • Course
  • Pearson Vue
  • Institution
  • Pearson Vue

Pearson Vue State Health Insurance Practice Exam

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  • October 20, 2024
  • 43
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • Pearson Vue
  • Pearson Vue
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21 Multiple choice questions

Term 1 of 21
A claim for a pre-existing condition may NOT be denied after a Major Medical policy has been
in effect for a minimum of:
A.six months
A.
six months
B.one year
B.
one year
C.two years
C.
two years
D.seven years
D.
seven years

c

a

d


b

,Term 2 of 21
Each Long Term Care policy must state that the applicant has the right to return the policy and
have the premium refunded if the applicant is not satisfied for any reason within ten days of the
date that the:
A.policy was delivered to the applicant
A.
policy was delivered to the applicant
B.application was mailed to the insurer
B.
application was mailed to the insurer
C.applicant signed the application
C.
applicant signed the application
D.policy was mailed to the producer of record
D.
policy was mailed to the producer of record

b

d

c


a

,Term 3 of 21
An individual appointed by an insurer to solicit applications for a policy of insurance on its
behalf is known as:
A.an adjuster
A.
an adjuster
B.a consultant
B.
a consultant
C.an insurance broker
C.
an insurance broker
D.an insurance producer
D.
an insurance producer

a


b

d

c

, Term 4 of 21
Which of the following statements is CORRECT about health coverage for an insured's
newborn child?
A.It becomes effective immediately after the insured provides proper notification to the
insurer.
A.
It becomes effective immediately after the insured provides proper notification to the insurer.
B.It becomes effective fifteen days after birth if the insured provides proper notification and
premium payment to the insurer.
B.
It becomes effective fifteen days after birth if the insured provides proper notification and
premium payment to the insurer.
C.It is provided without notice or additional payment for thirty-one days after birth.
C.
It is provided without notice or additional payment for thirty-one days after birth.
D.It is not provided unless maternity coverage is part of the insured's medical plan.
D.
It is not provided unless maternity coverage is part of the insured's medical plan.

d

a


c

b

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