Exam (elaborations)
Aflac Final Exam Questions With 100% Correct Answers 2024
- Course
- Institution
Aflac Final Exam Questions With 100% Correct Answers
[Show more]
Content preview
Aflac Final Exam Questions With 100%Correct Answers
Certainiconditions,isuchiasidismembermentioritotaliandipermanentiblin
ds,iwilliautomaticallyiqualifyitheiinsurediforifullidisabilityibenefits.iWhic
hidisabilityipolicyiprovisionidoesithisidescribe?i-iCorrectiAnswer-
presumptiveidisability
Whichiprovisioniconcernsitheiinsured'sidutyitoiprovideitheiinsureriwithir
easonableinoticeiinitheieventiofiailoss?i-iCorrectiAnswer-noticeioficlaim
Becauseianiinsuranceipolicyiisiailegalicontract,iitimusticonformitoitheista
teilawsigoverningicontractsiwhichirequireialliofitheifollowingielementsiE
XCEPTi-iCorrectiAnswer-conditions
Aniinsurediisiinvolvediinianiaccidentithatirendersihimipermanentlyideaf,i
althoughiheidoesinotisustainianyiotherimajoriinjures.iTheiinsurediisistilli
ableitoiperformihisicurrentijob.iToiwhatiextentiwilliheireceiveiPresumpti
veiDisabilityibenefits?i-iCorrectiAnswer-fullibenefits
Regardingilong-
termicareicoverage,iasitheieliminationiperiodigetsishorter,itheipremiumi
-iCorrectiAnswer-getsihigher
,Whichiofitheifollowingideterminesiwhetheridisabilityiinsuranceibenefits
iareitaxed?i-iCorrectiAnswer-whetheritheipremiumsiwereitaxideductible
Aniagentiisireadyitoideliveriaipolicyitoianiapplicantibutihasinotiyetireceiv
edipayment.iUponidelivery,itheiagenticollectsitheiapplicant'sipremiumic
heck,ianswersianyiquestionsitheiapplicantimayihave,iandithenileaves.iW
hatididiheiforgetitoido?i-iCorrectiAnswer-
askiheritoisigniaistatementiofigoodihealth
WhichiofitheifollowingistatementsiisiNOTitrueiconcerningiMedicaid?i-
iCorrectiAnswer-
iticonsistiofi3iparts,iPartiA:ihospitalization,iPartiB:idoctor'siservices,iParti
C:idisabilityiincome
Whichistatementiaccuratelyidescribesigroupidisabilityiincomeiinsuranc
e?i-iCorrectiAnswer-
theiextentiofibenefitsiisideterminedibyitheiinsured'siincome
Ifiaiconsumerirequestsiadditionaliinformationiconcerningianiinvestigati
veiconsumerireport,ihowilongidoesitheiinsureriorireportingiagencyihavei
toicomply?i-iCorrectiAnswer-5idays
WhichiofitheifollowingiisiNOTianiexclusioniinimedicaliexpenseiinsurancei
policies?i-iCorrectiAnswer-coverageiforidependents
, Ifianiinsurediisinotirequireditoipayiaideductible,iwhatikindioficoverageido
itheyihave?i-iCorrectiAnswer-firstidollar
Aniapplicantiforiaihealthiinsuranceipolicyireturnsiaicompletediapplicatio
nitoiheriagent,ialongiwithiaicheckiforitheifirstipremium.iSheireceivesiaico
nditionalireceiptitwoiweeksilater.iWhichiofitheifollowingihasitheiinsureri
doneibyithisipoint?i-iCorrectiAnswer-
neitheriapproveditheiapplicationinoriissueditheipolicy
Aipolicyiownerihasiaihealthiinsuranceipolicyiwithihisiwifeilistediasitheipri
maryibeneficiary.iHeiwouldilikeitoichangeitheiprimaryibeneficiaryitoihisi
sister.iWhichiofitheifollowingiisitrue?i-iCorrectiAnswer-
unlessitheipolicyidesignateditheicurrentibeneficiaryiisiirrevocable,itheip
olicyiownericanimakeitheichangeiatianyitime
Theiprovisioniiniaihealthiinsuranceipolicyithatiensuresithatitheiinsurerica
nnotireferitoianyidocumentithatiisinoticontainediinitheicontractiisithei-
iCorrectiAnswer-entireicontracticlause
Whenianiinsureriissuesianiindividualihealthiinsuranceipolicyithatiisiguar
anteedirenewable,itheiinsureriagreesi-iCorrectiAnswer-
toirenewitheipolicyiuntilitheiinsuredihasireachediagei65
WhatiisianiimportantifeatureiofiaidentaliexpenseiinsuranceiplanithatiisiN
OTitypicallyifoundiiniaimedicaliexpenseiinsuranceiplan?i-
iCorrectiAnswer-diagnosticiandipreventativeicare
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller professoraxel. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $12.49. You're not tied to anything after your purchase.
Can Stuvia be trusted?
4.6 stars on Google & Trustpilot (+1000 reviews)
72042 documents were sold in the last 30 days
Founded in 2010, the go-to place to buy study notes for 14 years now