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Wise Certification Test questions with correct answer1
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Wise Certification Test questions with correct answersif a person makes a deposit of 10,000 or more into a bank account, the bank must
notify the - ANSWER us treasury department
margaret wants to store a valuable coin collection and important papers. Generally,
consumers should - ANSWER rent a safe deposit box for their valuables
troy has $50 a month transferred electronically from his checking account to his
savings account. this is an example of - ANSWER a savings plan
employees prefer direct deposits because - ANSWER the money is generally
deposited in their checking account sooner than it would be if they had to deposit it in
person
a person is depositing $20 in cash and a check for $50. on the checking account
deposit slip, the person should - ANSWER list the cash deposit separately from the
check as well as the total of the deposit
a person has three credit cards with very large outstanding balances and is unable to
make payments on any of them. which action should the person take? - ANSWER
notify the credit card companies in order to negotiate a new payment plan
to qualify for federal housing administration loan, a person must generally -
ANSWER fulfill income guidelines
when a person declares bankruptcy that fact will appear on the person credit report -
ANSWER for a 10 year period
which of the following is considered to be openend credit - ANSWER department
store charge cards
what is meant by a uncollateralized loan - ANSWER a personal loan without assets
to cover the loan amount
which of the following does the federal reserve use to regulate the nations money
supply - ANSWER monetary policy
money for saving, investing,or spending can not be from - ANSWER capital losses
from the sale of stock
susan gives marie her abc credit union debit card and personal identification number
so marie could get $25 from susans bank account. Marie withdrew $100 instead of
the agreed to $25. How can susan get the $75 back? - ANSWER no bank or
government agency is obligated to reimburse susan because she authorized marie
to use her atm card and pin
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