FDCPA Practice exam 2024|Completed | Questions
and Correct Answers (Verified Answers) | A Grade
After a collector receives notice from the customer to stop communication the collector may: -
✔✔Inform the customer that further collection efforts will cease, and list all the alternatives
available. (805)
A professional debt collector may communicate to a customer that a judgement has been
obtained and wages may be garnished, if: - ✔✔A judgement has been obtained and the
agency's next action will be to execute it through garnishment. (807)
When can a professional collector contact a customer's employer? - ✔✔When skip-
tracking (805)
Under what circumstances can collection agencies add interest to debt? - ✔✔If state law
and the agreement allow for it. (808)
When skip-tracking the collector should not... - ✔✔use postcards. (804)
FDCPA applies only to collection of obligations by consumers for ____, ____, or ____ purposes.
- ✔✔personal, family, household
and Correct Answers (Verified Answers) | A Grade
After a collector receives notice from the customer to stop communication the collector may: -
✔✔Inform the customer that further collection efforts will cease, and list all the alternatives
available. (805)
A professional debt collector may communicate to a customer that a judgement has been
obtained and wages may be garnished, if: - ✔✔A judgement has been obtained and the
agency's next action will be to execute it through garnishment. (807)
When can a professional collector contact a customer's employer? - ✔✔When skip-
tracking (805)
Under what circumstances can collection agencies add interest to debt? - ✔✔If state law
and the agreement allow for it. (808)
When skip-tracking the collector should not... - ✔✔use postcards. (804)
FDCPA applies only to collection of obligations by consumers for ____, ____, or ____ purposes.
- ✔✔personal, family, household
