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NJ PSI Property and Casualty Exam 2024 Questions and Verified Answers (2024 / 2025) 100% Guarantee Pass
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NJ PSI Property and Casualty Exam 2024 Questions and Verified Answers (2024 / 2025) 100% Guarantee Pass

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  • October 27, 2024
  • 16
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

Subjects

  • nj psi property and casualty exam

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  • NJ Property/ Casualty Insurance
  • NJ Property/ Casualty Insurance

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NurseFerian

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NJ PSI Property and Casualty Exam.pdf file:///C:/Users/HP/Desktop/New%20folder%20(4)/NJ%20PSI%20Pro




NJ PSI Property and Casualty Exam

Questions & Answers



1. The Mobile Home Endorsement of a Homeowners policy affords coverage to

mobile homes under the?

A. HO-1 (Basic Form)

B. HO-2 (Broad Form)

C. HO-3 (Special Form)

D. HO-2 or HO-3 (Broad and Special)

Answer D. HO-2 or HO-3 (Broad and Special)



2. All of the following are eligible for coverage under Homeowners policy

except?

A. A condominium unit owner.

B. A farm owner.

C. A mobile home owner.

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D. A tenant in an apartment building.

Answer B. A farm owner.



3. The term Insured Location under Section II of Homeowners policies refers to

all of the following except?

A. The insured premises.

B. Farm land.

C. A non-owned premises where an insured temporarily resides.

D. A newly-acquired premises.

Answer B. Farm land.



4. All of the following would be considered insured's under a Homeowner's

policy expect?

A. Resident relatives of the insured.

B. A non-relative resident under age 21 in the care of the insured.

C. The insured's spouse if the spouse lives in the household.

D. A non-relative resident over age 21.

Answer D. A non-relative resident over age 21.


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5. All of the following homeowners policies provide dwelling coverage except?

A. HO-2

B. HO-3

C. HO-4

D. HO-1

Answer C. HO-4



6. Dwelling coverage A includes all of the following except?

A. The dwelling.

B. The deck on the back of the dwelling.

C. A Gazebo.

D. Construction materials on the residence premises for use in the repair of

the dwelling.

Answer C. A Gazebo.



7. Under Homeowners policies, the base deductible applicable to property

losses, Section I, is?

A. $100

B. $250
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