Exam (elaborations)
Health. General Lines 2-20 Florida Exam Quetions with Solutions 2024
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Health. General Lines 2-20 Florida Exam
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Health. General Lines 2-20 Florida ExamHow many precisely worded clauses are there? - answer12
How many optional clauses are available through the heath insurance company? -
answer10
Cancellation Clause - answer Allows an insurance company to cancel mid-term. 20
Days notice
Conditionally Renewable - answer Allows the insurer to not-renew a health insurance
policy based on certain conditions. Policy must state those conditions.
Optionally Renewable - answer Company may not cancel the policy mid term, but may
elect to non-renew.
Guaranteed Renewable - answer Requires an insurer to renew a policy automatically
until a given age. Company cannot cancel the policy, but reserves the right to increase
premiums as needed.
Noncancelable - answerGreatest degree of continuation. Company cannot cancel the
policy. Premium rates will not be increased.
Free-Look - answerFL Law requires a free-look provision.
- Usually 10 Days. Must be noted on the first page and will return premium.
- Medicare Supplements and Long Term Care Insurance offer a 30 Day Free-Look.
General Exclusions - answer- Pregnancy
- Treatment in a VA
- Intentionally self-inflicted injuries
- Dental Expense (except from an accident)
- Mental Illness
- Injury as a member of the crew of an aircraft
- Cosmetic surgery (unless required by accident)
- War
- Illness that originated before the inception of the insurance.
Grace Period - answerWeekly Premiums: 7 Days
Monthly Premiums: 10 Days
All others: 31 Days
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