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Arizona Life and Health Insurance State Exam Simulator CORRECT QUESTIONS & ANSWERS 2024 LATEST UPDATE!! $12.99
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Arizona Life and Health Insurance State Exam Simulator CORRECT QUESTIONS & ANSWERS 2024 LATEST UPDATE!!
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Which statement regarding the cash value of a whole life insurance policy is correct? - ANSWER Available to the policyowner when the policy has been surrendered. Which of the following is NOT a valid contract exchange? - ANSWER An annuity exchanged fora . life insurance policy. Interest is cr...

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  • 28 de octubre de 2024
  • 14
  • 2024/2025
  • Examen
  • Preguntas y respuestas

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  • arizona life and health insurance state exam simul
  • arizona life and health insurance
  • which statement regarding the cash value of a whol
  • which of the following is not a valid contract exc

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  • Arizona Life and Health Insurance

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Arizona Life and Health Insurance State Exam
Simulator CORRECT QUESTIONS & ANSWERS
2024 LATEST UPDATE!!

Which statement regarding the cash value of a whole life insurance policy is correct? - ANSWER Available
to the policyowner when the policy has been surrendered.



Which of the following is NOT a valid contract exchange? - ANSWER An annuity exchanged fora . life
insurance policy.



Interest is credited to a fixed annuity no lower than the - ANSWER contract guaranteed rate



Under the uniform mandatory provisions, an accident and health insurer has the right to request an
autopsy - ANSWER Only where not prohibited by law



Which of the following would NOT be appropriate for an immediate annuity? - ANSWER A parent saving
for a child's college



Jerry has an indemnity plan which covers dental expenses. Typically, these type of plans - ANSWER cover
preventative care once every six months



In what situation would disability income insurance premiums be a deductible expense? - ANSWER
Corporation paying for group disability income coverage for its employees



which of these statements regarding insurance is false? - ANSWER As the number of insured units
increases, the number of losses decreases



A MET third-party administrator may NOT perform which of the following functions? - ANSWER
Marketing the plan

, which of the following statements regarding hospital pre-authorization is NOT true? - ANSWER It
encourages weekend admission



Traditional individual retirement annuity (IRA) distributions must start by - ANSWER April 1st of the year
following the year the participant attains age 70 1/2



Use of XYZ Insurance Company brochures, business cards, and rating guides is an example of - ANSWER
Expressed authority



Medicare Part A covers which type of care? - ANSWER Skilled nursing facility care



Al surrenders his life insurance policy for its cash value. The total of the premiums paid into the policy
minus total dividends received in cash or used to offset premiums is referred to as the - ANSWER cost
basis



Which of the following health plans pay benefits on a pre-paid service basis? - ANSWER HMO



Laura is a new employee and will be obtaining non-contributory group Major Medical insurance from her
employer. Which of the following actions must she take during the open enrollment period? - ANSWER
Sign an enrollment card



When determining the accumulation value of a deferred annuity, the total is calculated by taking the
premiums paid plus interest earned minus - ANSWER expenses and withdrawals



Which of the following health insurance plans charges a premium that cannot be increased? - ANSWER
Noncancelable



The contractual rights which allow the owner of a deferred annuity to surrender the cash value several
years before the annuity date are called - ANSWER nonforfeiture options



The difference between a doctor's actual charges and the amount approved by Medicare is referred to as
a(n) - ANSWER excess charge

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