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Exam (elaborations)

WISE Certification Study Guide With 100% Verified Solutions

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  • Course
  • Wise Certification
  • Institution
  • Wise Certification

WISE Certification Study Guide With 100% Verified Solutions

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  • October 28, 2024
  • 3
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • Wise Certification
  • Wise Certification
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ElevatedExcellence
WISE Certification Study Guide With
100% Verified Solutions
If a fire happens to someone's house, what type of insurance will pay for the damage
most likely? CORRECT ANSWERS Home insurance

If a corporation was sued and lost a major lawsuit, what will happen to the price of their
stock? CORRECT ANSWERS Price of stock increases

Why is a stock characterized as a "growth" stock? CORRECT ANSWERS The
corporation is expected to increase significantly in revenues and earnings.

An example of a long-term investment is: CORRECT ANSWERS Investing in mutual
funds

A person is using a $25 gift card for the first time. The balance left to use on the card is
now $23. What is the reason for the reduced available amount? CORRECT ANSWERS
Inactivity fee

T/F....Debit card puchases should be recorded in a checkbook register. CORRECT
ANSWERS True

Why does the government tax cigarettes? CORRECT ANSWERS Increase revenue and
stop people from smoking

Roy Williams has $1,000 to invest. He is thinking that interest rates or rates of return will
increase during the year. What should he buy? CORRECT ANSWERS He should buy a
certificate of deposit that is will mature either in 3 months, 6 months or a year.

When buying stock, what should you be aware of? CORRECT ANSWERS if the price of
the stock will go up or down.

Why would people be warned against taking payday loans? CORRECT ANSWERS
People get trapped into re-borrowing over and over again.

What should be included when writing a will? CORRECT ANSWERS Beneficiaries

What is a benefit of paying bills automatically from a bank account? CORRECT
ANSWERS Bills are paid on time

What is the purpose of renters insurance? CORRECT ANSWERS Protect property

As it relates to a budget, what is a surplus? CORRECT ANSWERS Money that is left
over once all expenses are budgeted.

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