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CFM EXAM QUESTIONS AND ANSWERS
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CFM EXAM QUESTIONS AND ANSWERS
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CFM EXAM QUESTIONS AND ANSWERSRiverine, Coastal, and Shallow Flooding - Answers- What are the three most common
types of flooding?
Flash Flooding - Answers- Which type of flooding has accounted for the most flood-
related deaths?
Meander - Answers- A curve or turn in a river channel?
Storm Surge - Answers- What is the major cause in coastal flooding?
Underwater earthquakes or volcanoes - Answers- What causes a tsunami?
1. Closed Basin Lakes
2. Uncertain flow paths
3. Dam breaks
4. Ice jams
5. Mudflows - Answers- List the five types of special flood hazards covered in FEMA
480.
Recreational benefits, scientific and historical benefits, Ecosystem benefits, and they
protect communities from flooding. - Answers- List three benefits that a floodplain
contributes to your community
1. Development alters the floodplain and the dynamics of the flooding
2. Buildings and infrastructure are damaged by periodic flooding - Answers- What two
problems result from floodplain development?
It can accelerate flooding on properties at the end of the wall - Answers- What is one of
the problems with constructing seawalls to protect buildings from flooding or erosion?
1. Hydrodynamic forces
2. Hydrostatic forces
3. Soaking
4. Debris impact
5. Sediment and contaminants - Answers- What are the 5 main causes of flood
damage?
3 - Answers- Standing water as little as _____ feet deep can collapse the walls of a
frame house.
Disruption of public utilities, Electrocution, contamination of water supplies, fire, dirty
ponds, mold, contaminated air ducts, mental health problems - Answers- What are
some of the safety and health hazards that accompany floods?
,Structural flood control projects - Answers- Prior to the 1960's what was the primary
way to reduce flood losses?
A decision-making process that aims to achieve the wise use of the nations floodplains.
- Answers- What is the unified national program for floodplain managements definition
of floodplain management?
1. To reduce the loss of life, disruption, and damage caused by floods
2. To preserve and restore the natural resources and functions of floodplains -
Answers- What are the two primary goals of floodplain management?
1. Hilly areas with steep slopes and narrow valleys
2. Urban areas with large amounts of impervious surfaces and storm sewers
3. Areas downstream of dams or subject to ice jams - Answers- What areas are
conducive to flash flooding?
No. Riverine erosion can move stream channels and undercut structures. - Answers- Is
erosion only a threat in coastal areas?
Where storm water runoff collects in depressions and cannot drain out. - Answers-
What is ponding?
Filling reduces the floodplains ability to store excess water, sending more water
downstream and causing floods to rise to higher levels. - Answers- What does filling in
a floodplain do?
Yes, it may remove a natural barrier that protects inland properties - Answers- Does
moving sand and sand dunes affect flooding?
Moving, Standing - Answers- Hydrodynamic forces are caused by _____ water and
hydrostatic forces are caused by ____ water.
Wood, gypsum board, furniture and upholstery, carpeting, mattresses, books, electrical
appliances, gas engines - Answers- List three materials or house hold items that are
particularly susceptible to flood damage by soaking.
1. Regulations to prohibit development in high-hazard areas
2. Building codes requiring flood resistant construction for new buildings in flood prone
areas
3. Acquisition and relocation of buildings in high hazard areas
4. Modifying or retrofitting existing buildings
5. Installing flood warning systems
6. Controlling storm water runoff
7. Provide self-help advice to property owners - Answers- What are examples of non-
structural flood protection measures
, 1. Modify human susceptibility to flood damage
2. Modify the impact of flooding
3. Modify flooding itself
4. Preserve and restore natural resources - Answers- What are the Unified National
Program for Floodplain Managements four main floodplain management strategies?
The National Flood Insurance Act created the National Flood Insurance Program to:
1. Transfer the costs of private property flood losses from the taxpayers to floodplain
property owners through the flood insurance premiums.
2. Provide residents and property owners with financial aid after floods, especially
smaller floods that do not warrant federal disaster aid.
3. Guide development away from flood hazard areas.
4. Require that new and substantially improved buildings be constructed in ways that
would minimize or prevent damage in a flood. - Answers- What are the objectives of the
NFIP?
1. Mapping
2. Insurance
3. Regulations - Answers- What are the three basic parts of the NFIP?
1. Communities, states amd federal agencies for regulating new floodprone construction
2. Insurance agents use them when rating flood insurance policies
3. Lenders and federal agencies use them to determine when flood insurance must be
purchased as a condition of a loan - Answers- Who uses NFIP maps?
Over time, exposure to flood damage should be reduced, as the older pre-firm buildings
are replaced by post-firm buildings. Eventually, a community should have only post-firm
buildings subject to little or no flood damage. - Answers- What should happen to
buildings in NFIP communities over time?
1. A resolution of intent to "maintain in force...adequate land use and control measures"
and to cooperate with FEMA.
2. Its adopted floodplain management ordinance - Answers- When a community applies
to join the NFIP, what must it submit?
1. Flood insurance will not be available.
2. Existing flood insurance policies cannot be renewed.
3. No federal grants or loans for development
4. No federal disaster assistance
5. No federal mortgage insurance or loan guarantees
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