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CT LIFE AND HEALTH STATE EXAM SIMULATOR WITH CORRECT ACTUAL QUESTIONS AND CORRECTLY WELL DEFINED ANSWERS LATEST 2024 – 2025 ALREADY GRADED A+ $14.99
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CT LIFE AND HEALTH STATE EXAM
SIMULATOR WITH CORRECT ACTUAL
QUESTIONS AND CORRECTLY WELL
DEFINED ANSWERS LATEST 2024 – 2025
ALREADY GRADED A+
Misrepresentation on the application is - ANSWERS-Material
What is a life insurance producer authorized to do? - ANSWERS-Solicit, receive
and forward applications to the insurer
Which statement regarding the waiver of premium rider is accurate? - ANSWERS-
Cash payment is not directly provided to the policyowner
How can a group dental insurer discourage adverse selection? - ANSWERS-Limit
the duration of coverage.
,How long is individual medical expense insurance normally written for? -
ANSWERS-1 year.
Which statement about group life insurance is INCORRECT? - ANSWERS-Each
participant requires evidence of insurability.
After a life insurance policy has been in force for more than _____ years the
policy is considered incontestable. - ANSWERS-2 Years
An accident and health insurance policy's premium requirements are set forth in
which of the following provisions? - ANSWERS-Consideration Clause
Which of these would NOT be a valid reason to add the waiver of premium rider
to a life insurance policy? - ANSWERS-It allows a policy loan to cover premium
payments if the policyowner becomes totally disabled.
The Commissioner is empowered to perform each of the following acts EXCEPT -
ANSWERS-Make rules that are consistent with those of neighboring states.
Any agreement that unreasonably restrains the business of insurance is a
violation of which Unfair or Prohibited Insurance Practice? - ANSWERS-Boycott,
coercion and intimidation
Which of the following is a requirement for an individual to receive an insurance
license in Connecticut? - ANSWERS-Passing the appropriate examination.
, Kelly purchases a health insurance policy issued on a conditionally renewable
basis. The insurance company has a right to refuse renewal of the policy for -
ANSWERS-Specific reasons stated in the contract.
Social security disability income requirements state that in order to become fully
insured on a permanent basis, you must have worked in a covered occupation for
- ANSWERS-40 quarters
During an annuity's liquidation phase, the annuitant normally - ANSWERS-receives
benefit payments at regular intervals.
What type of life insurance policy covers two or more persons and pays the face
amount upon the death of the first insured? - ANSWERS-Joint Life
A(n)__________________insurer writes business in a state other than the one in
which it is domiciled - ANSWERS-Foreign
Medical costs in birthing centers are lowered by using - ANSWERS-Certified nurse
midwives.
ABC Partnership is a business with a limited number of partners. Which disability
buy-sell agreement is best suited for this business? - ANSWERS-Cross purchase
agreement
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