HAWAII MASSAGE LICENSE WITH CORRECT
ACTUAL QUESTIONS AND CORRECTLY
WELL DEFINED ANSWERS LATEST 2024 –
2025 ALREADY GRADED A+
Same as insurance coverage - ANSWERS-What is a Certificate of Authority
Actual Cash Value (ACV) - ANSWERS-What is replacement cost less depreciation
To eliminate small claims - ANSWERS-What is the reason for a deductible
Contractual Agreement - ANSWERS-Liability that does not arise by way of
negligence but by assumption under contract. Example in certain leases a tenant
may assume a landlord's liability to others for unsafe conditions on the premises.
Some such assumptions are covered automatically under the Commercial General
Liability form
,Six story apartment building - ANSWERS-Which of the following would be eligible
under BOP
A warranty - ANSWERS-An agreement between an insured and the insurer that
certain conditions will be met is called
Alien - ANSWERS-An insurance company that is formed in Canada would be
Independent Adjuster - ANSWERS-A person who acts on behalf of insurance
company is called
18 years old - ANSWERS-At what year can one become an adjuster
Insuring Agreement - ANSWERS-Where in the insurance contract does the
company promise to do something
Misrepresentation - ANSWERS-An insured buys a CLP on a building and fails
(purposely) to tell her agent he only owns 50% of the building is an example of
30 days - ANSWERS-In Hawaii licensee must notify the commissioner of change of
address within
When an employee cannot work at any workforce - ANSWERS-What is permanent
disability
, A servant working less than $225 a quarter - ANSWERS-Who would be covered
under workman's compensation
Proof of financial responsibility(Insurance) - ANSWERS-A person who's license is
revoked or suspended is required to provide
Promptly or within a reasonable amount of time - ANSWERS-When should an
insured notify the insurer of a claim
To provide coverage to persons in high risk categories who cannot obtain
insurance at a reasonable cost - ANSWERS-What is the purpose of a joint
underwriting plan
Volcanic eruption(DP1 only cover Fire, lightning, and internal explosion w/o
endorsement - ANSWERS-What are the coverages under DP1?
The insured 30 year old sister who live with insured - ANSWERS-Who would be
considered named insured?
Signed by the commissioner or under the commissioner's authority - ANSWERS-
An order and notice of commissioner will not be effective unless
Insurer - ANSWERS-When an insurance company makes payment for lost or
damage property the salvage belongs to
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