LONG-TERM CARE EXAM QUESTIONS AND
ANSWERS 2025/2026
What is the definition of LT care and provide some examples of job duties?
(note: this is a general definition) - ANSWER -LTC is a variety of services
that includes medical and non-medical care to people who have chronic illness
or disability
-activities of daily living such as dressing, bathing, walking, feeding, using
bathroom
What 4 things contribute to the need of LTC? - ANSWER -a termthe inal
condition
-disability
-illness
-injury or the infirmity of old age.
What 5 places can LTC be provided? - ANSWER -patients home
- in the community
- in assisted living (home for the aged, foster care homes)
- nursing homes
-hospice
How long can LTC potentially last? - ANSWER few weeks-years
What are the 2 aspects of temporary LTC? - ANSWER -Rehab from hospital
stay
,-Recovery from illness, injury, surgery
What are the 3 aspects of ongoing LTC? - ANSWER -Dementia
-Permanent disabilities
-Chronic medical conditions
What are the 2 types of LTC? - ANSWER skilled care
custodial care
Define skilled care. Would a health care plan typically cover it? - ANSWER -
Provision of services or supplies that can be given only by or under the
supervision of skilled or licensed medical personnel/doctors, nurses, etc.
-Yes
Custodial Care If care is custodial, what does that mean? Is custodial care
generally covered under a health care plan? - ANSWER -the provision of
services or supplies that can be given safely and reasonably by persons who are
neither skilled nor licensed personnel-family members is an example
-Generally not paid by a health care plan
LTC statistics
I cant' imagine we'd need to know this but. - ANSWER -Currently 9 million
adults receive long term care assistance
-Over 80% of those adults reside in the community, not in institutions
-Among those 85 and older, about 55% require LTC assistance.
-Nearly 60% of elderly receiving LTC assistance rely exclusively on unpaid
caregivers
, Custodial care
-Only 7% of elderly rely exclusively on paid services
LTC Recipients by age
-57% age 65 and older
-40% age 18 to 64
Most often born with developmental disabilities or mental retardation (MRDD)
-3% under age 18
Cost of long term care:
-What was it estimated to be in 2010?
-Estimates exclude? - ANSWER -2010 estimate $165 billion spent on long
term care for the elderly.
60% financed thru Medicare and Medicaid
30% out of pocket payments
10% other programs and private insurance
-Estimates exclude resources devoted to long term care by informal caregivers
spouses and children that could be as high as $300 billion per year(this is saying
that because people have to take the time off to care for their family members,
the loss in income comes out to be as high as 3 billion/year.
ASSISTED LIVING - ANSWER
Assisted living facilities:
-what are they exactly?
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