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Aflac Practice Exam A Study Guide Questions and Answers
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Aflac Practice Exam A Study Guide Questions and Answers
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Aflac Practice Exam A Study GuideQuestions and Answers
A Preferred Risk would pay a : Correct Ans-Discounted premium
Which of the following characteristics is NOT associated with a Non-Cancellable policy?
Correct Ans-An insurer may terminate the contract for certain conditions
Which of the following will change the grace period of a policy? Correct Ans-The mode of
the policy
A fully insured status is which of the following Correct Ans-40 credits
Adam was hospitalized with neck and back injuries. he found out that he would not eligible for
coverage for 30 days. Adam's policy has which of the following? Correct Ans-A 30 Day
Elimination Period
If an employer offers Short Term Disability benefits to an employee, what is the shortest
elimination period their employee can expect? Correct Ans-0 days
What kind of benefits are in eligible Health plans? Correct Ans-High Maximum benefits
, All of the following are exclusions from Major Medical policies, except? Correct Ans-
Catastrophic loss
Which schedule lists the type and an amount payable in a Medical Plan? Correct Ans-Benefit
Schedule
Federal government _____ assist in the cost of health insurance coverage in several different
ways. Correct Ans-Subsidies
Bob has a primary group Health plan and an excess plan that covers losses up to $20,000. Bob
suffered a loss of $25,000. How much will Bob's excess plan cover? Correct Ans-$5,000
What must be on the first page of a Medicare Supplement policy that gives an insurer the right
to change their premium amounts? Correct Ans-Continuation Provision
Who approves the Medicare Supplement Plans? Correct Ans-State Department of Insurance
What is the income taxation on Individual LTC benefits? Correct Ans-No tax
When will an insured receive over 100 days of covered Skilled Nursing Home Care? Correct
Ans-Never
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