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WASHINGTONE LIFE AND HEALTH (DISABILITY) COMPLETE ACTUAL EXAM REAL QUESTIONS AND CORRECT VERIFIED ANSWERS WITH RATIONALES (APPROVED SOLUTIONS) LATEST UPDATED VERSION |ALREADY GRADED A+$20.49
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WASHINGTONE LIFE AND HEALTH (DISABILITY) COMPLETE ACTUAL EXAM REAL QUESTIONS AND CORRECT VERIFIED ANSWERS WITH RATIONALES (APPROVED SOLUTIONS) LATEST UPDATED VERSION |ALREADY GRADED A+
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Course
WASHINGTONE LIFE AND HEALTH 2024
Institution
WASHINGTONE LIFE AND HEALTH 2024
WASHINGTONE LIFE AND HEALTH (DISABILITY) COMPLETE ACTUAL EXAM REAL QUESTIONS AND CORRECT VERIFIED ANSWERS WITH RATIONALES (APPROVED SOLUTIONS) LATEST UPDATED VERSION |ALREADY GRADED A+
WASHINGTONE LIFE AND HEALTH (DISABILITY) 2024-2025
COMPLETE ACTUAL EXAM REAL QUESTIONS AND
CORRECT VERIFIED ANSWERS WITH RATIONALES
(APPROVED SOLUTIONS) LATEST UPDATED VERSION
|ALREADY GRADED A+
All of the following are life insurance disability riders, except:
A
Disability Income Benefit
B
Payor Benefit
C
Waiver of Premium
D
Jumping Juvenile - Answer-D- Jumping Juvenile
Rationale: A payor benefit can be added to a jumping juvenile policy.
Each major line of insurance requires at least _____ credit hours of
prelicensure instruction.
A
12
B
,20
C
16
D
18 - Answer-B- 20
Rationale: Each major line of insurance requires at least 20 credit hours
of prelicensure instruction and the license examination must be taken
within 12 months of completion.
Fred owns a 40-Pay Life Policy. He designated his wife, Ethel, as primary
beneficiary. Upon Fred's death, Ethel receives a set amount for life.
Fred chose which Settlement Option?
A
Extended Term
B
Fixed Period
C
Life Income Only
D
Joint Life - Answer-C- Life Income Only
,Rationale: Life Income Only guarantees payment for the lifetime of the
recipient. Extended term is a nonforfeiture option.
The insurance industry is primarily regulated at the _________ level.
A
State
B
Insurers
C
Federal
D
County - Answer-A- State
Rationale: The states have primary responsibility for regulating the
insurance industry.
When an individual is covered by a three-tiered, consumer driven
health plan, the second source or tier of payment usually comes from
a/an:
A
Out-of-pocket funds
B
, Flexible Spending Account
C
High Deductible Health Plan
D
Health Savings Account - Answer-A- Out-of-pocket funds
An insurer authorized to do business within this state is considered
what type of insurer?
A
Alien
B
Domestic
C
Foreign
D
Admitted - Answer-D-Admitted
Rationale: An insurer authorized to do business in this state is referred
to as admitted, and could be either domestic, foreign, or alien
domiciled.
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