Exam (elaborations)

ccf test questions & answers 100% CORRECT 2022/2023

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Uploaded on November 15, 2024
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ccf test questions answers 100 correct 2022202

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ccf test questions & answers 100%
CORRECT 2022/2023

APR (annual percentage rate) - ANSWERSA number calculated by taking into account the total cost of a
loan, including what the borrower will pay in interest; this makes it easier to compare different loan
offers.

Coupe - ANSWERSA car with two front seats and a smaller backseat for occasional passengers. It usually
has two doors but sometimes has 4

collision insurance - ANSWERSInsurance that covers the car of the insured person and pays for repairs
after an accident or cash compensation if the car can't be repaired. This type of coverage is usually
optional. lease: An agreement that gives one party the use of a commodity for a specified period of time
for a specified price.

liability insurance - ANSWERSInsurance that compensates an injured party up to a certain amount
outlined in the policy statement. This type of insurance ensures you will be able to pay for any damages
you cause.

loan - ANSWERSAn amount of money given to the borrower for a set period of time. After the set time
has passed, the money must be paid back plus the lending fee, called interest. Payments are normally
made over a series of months.

minivan - ANSWERSA car that is designed for maximum passenger space. It has multiple rows of seats
but often doesn't offer significant towing power or off-road capability.

no-fault auto insurance - ANSWERSsystem under which drivers must have coverage for their own
protection. It also limits the damages for which an injured party can sue. Under this system, after an
accident both parties would be covered by their own insurance policies. Only some states use this
system.

sedan - ANSWERSA common type of car that has two rows of seats and a trunk. It can have two doors or
four doors, but the backseat should be able to seat adults comfortably.

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