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State Insurance Claims Adjusters Certification Alabama Adjusters License Exam Prep Review Questions with Correct Answers | 100% Pass Guaranteed | Graded A+ | $15.09
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State Insurance Claims Adjusters Certification Alabama Adjusters License Exam Prep Review Questions with Correct Answers | 100% Pass Guaranteed | Graded A+ |
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State Insurance Claims Adjusters Certification Alabama Adjusters License Exam Prep Review Questions with Correct Answers | 100% Pass Guaranteed | Graded A+ |

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  • 29 november 2024
  • 33
  • 2024/2025
  • Tentamen (uitwerkingen)
  • Vragen en antwoorden

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  • alabama adjusters license exam prep review
  • alabama insurance claims adjuster certification
  • state insurance claims adjusters certification 20

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Voorbeeld van de inhoud

University of Alabama
[Risk Management and Insurance Program.]
State Insurance Claims Adjusters Certification
Alabama Claims Adjuster Exam

Course Title and Number: Claims Adjuster Exam
Exam Title: Board Exam
Exam Date: Exam 2024- 2025
Instructor: [Insert Instructor’s Name]
Student Name: [Insert Student’s Name]
Student ID: [Insert Student ID]

Examination
180 minutes
Instructions:
1. Read each question carefully.
2. Answer all questions.
3. Use the provided answer sheet to mark your responses.
4. Ensure all answers are final before submitting the exam.
5. Please answer each question below and click Submit when you have completed
the Exam.
6. This test has a time limit, The test will save and submit automatically when the
time expires
7. This is Exam which will assess your knowledge on the course Learning
Resources.


Good Luck!

, For Inquiries🤔 about This or 📑Any Other Exam 📱HMU
📧



State Insurance Claims Adjusters Certification 2024-
2025
Alabama Adjusters License Exam Prep Review
Questions with Correct Answers | 100% Pass
Guaranteed | Graded A+ |
Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -

A non-profit association of insurers from similar
markets that handle and pay claims for insurers that
have
been declared insolvent - =Answer>> Guaranty
Association

An instance, behavior, or condition that increases the
chance of incurring a loss, or increases the severity
of the loss - =Answer>> Hazard

Any legal action that increases the chance of a loss -
=Answer>> Hazard -- Legal

Conscious and deliberate action on the part of the
insured that increases the chance of a loss. All
conscious acts committed with a hope to defraud the
insurance company are moral hazards - =Answer>>
Hazard - Moral

Unconscious tendency of insured people to engage in
riskier behavior - =Answer>> Hazard - Morale

Any physical condition that increases the chance of a
loss. - =Answer>> Hazard - Physical

A 1996 US law protecting consumer privacy, regulating
collection, use and storage of private medical


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information. Deals mainly with the portability of health
insurance and dictates that all employees must be
eligible to participate in health insurance coverage
when they join a new company, regardless of current
health status - =Answer>> Health Insurance
Portability and
Accountability Act (HIPAA)

A managed care organization that provides health
insurance to individuals through a provider network.
Provides a broad range of comprehensive medical care.
- =Answer>> Health Maintenance
Organization (HMO

The "broad" form of homeowners insurance; a basic,
named-peril HO form that nevertheless is less
limited than the HO-8. - =Answer>> HO-2

"Special form" of homeowners insurance; all-peril
coverage for structures, named-peril coverage for
contents. - =Answer>> H0-3

"Contents broad form"; named-peril renter's policy
covering only personal property and any structural
improvements made at the tenant's own expense. -
=Answer>> H0-4

"Comprehensive form" of homeowners insurance;
provides all-peril coverage for both structures and
contents. - =Answer>> H0-5

"Condo" or "unit owner's form"; named-peril
homeowners policy covering personal property and the
surface structure of a condominium. - =Answer>>
H0-6



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"Modified coverage form" of homeowners insurance;
named-peril coverage for structures and contents,
fewer perils covered. - =Answer>> H0-8

An insurance policy that combines property coverage
with liability coverage for a person's home. -
=Answer>> Homeowners Policy

Provides coverage for a variety of hospital expenses,
including room and board, medical expenses, lab
fees, and nursing care. - =Answer>> Hospital
Expense
Insuranc

A supplemental coverage that provides a flat amount of
indemnification per day for hospitalization -
=Answer>> Hospital Indemnity
Insurance

Property that is defective because the insured's
deficient or incomplete additions or work -
=Answer>> Impaired Property

A form of crop revenue insurance. Relatively
inexpensive, it provides a fixed revenue guarantee
based on
early commodity prices for the crop type. -
=Answer>> Income Protection (Crop
Insurance

Reimbursement for a loss, which leaves the claimant in
the same financial position that she was in before
the loss. - =Answer>> Indemnification

To restore by payment, repair, or replacement -
=Answer>> Indemnify


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