Examination
180 minutes
Instructions:
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2. Answer all questions.
3. Use the provided answer sheet to mark your responses.
4. Ensure all answers are final before submitting the exam.
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7. This is Exam which will assess your knowledge on the course Learning
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State Insurance Claims Adjusters Certification 2024-
2025
Public Adjuster Exam Chapter 1-7 Review Questions
and Answers | 100% Pass Guaranteed | Graded A+ |
Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -
Public Adjuster - =Answer>> Person, partnership, that
represents the public as an adjuster of claims
Days to rescind a contract - =Answer>> 3 calendar
days
Public Adjuster minimum standards - =Answer>> Title
must read Public Adjuster contract
Name phone number address and business name of
Adjuster
Address of the insured and name
Percentage of the payments received
execution date and signatures
right to cancel
How can an adjuster collect his fee? - =Answer>> a
percentage of each check, not the lump sum
Are late fees or collection costs prohibited? -
=Answer>> Yes
Refund payments, return instruments, and take
necessary actions under contract - =Answer>> 15
working days
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Notify an insurer of contract execution, communicate in
writing, reply to written communication from an insurer
- =Answer>> 2 business days
Acknowledge receipt of a claim - =Answer>> 10
working days
Provide claim forms and reasonable assistance -
=Answer>> 10 working days
Respond to an insurance department inquiry -
=Answer>> 15 working days
Complete investigation - =Answer>> 30 working days
accept or deny a claim after proof of loss is executed -
=Answer>> 15 working days
Elements of a contract - =Answer>> Agreement,
Consideration, Competent Parties, Legal purpose
Contract of Adhesion - =Answer>> No opportunity to
change, must be adhered to
Aleatory Contracts - =Answer>> Based upon the
occurrence of a future event of unequal bargaining
value
Personal Contract - =Answer>> Highest degree of
good faith
Unilateral contract - =Answer>> Act exchanged for a
promise
Conditional Contract - =Answer>> contingent upon
certain acts by the insured
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