Examination
180 minutes
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State Insurance Claims Adjusters Certification 2024-
2025
Claims Adjuster Exam Review Questions with Correct
Answers | 100% Pass Guaranteed | Graded A+ |
Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -
Concealment - =Answer>> someone who remains
silent when there is a duty to disclose something
commits _____________.
Who is an agent? - =Answer>> TDI defines an agent
as anyone who performs the following:
Solicits Insurance
Takes an Application
Received/Delivers a policy
Inspects a risk
Collects premium
Agents represent the _______________________ while
brokers represent the ______________________ in any
dispute. - =Answer>> Agents represent the insurance
company
Brokers represent the policyholder
A PCA is authorized to.... - =Answer>> Write, sign and
execute policies
Only a PCA can bind or sign a company to a risk.
Can appoint ISR's to bind policies for them.
In order for a PCA license to be active, the PCA must
have an __________________ by an insurance company. -
=Answer>> Appointment
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If a company withdraws the appointment of a PCA, they
must notify TDI. Why? - =Answer>> This ensures TDI
will have the documentation if they need to investigate
the actions of the PCA.
If I'm solely responsible for all activity and had the
money to open the agency on my own, I have an
_____________ PCA license. - =Answer>> Individual
If I'm solely responsible for my agency but had to
borrow money from a few people to get started, I have
a _______________ PCA license. - =Answer>>
Partnership
If I'm using bank loans and my PCA is issured to a
company and located in TX, I have a ________________
PCA license. - =Answer>> Corporate
What two situations can a personal take actions as a
PCA without actually having one? - =Answer>>
Temporary License
Emergency PCA license
What is an ISR? - =Answer>> Only performs duties
within the office of a PCA. No outside solicitiation.
Represents one PCA at a time. Paid salary with option
for commision. Requires 24 hours of CE every two
years.
What elements are necessary to form a valid contract?
- =Answer>> CLAP
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