Examination
180 minutes
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State Insurance Claims Adjusters Certification 2024-
2025
Claims Adjuster Exam Review Multiple Choice
Questions and Answers | 100% Pass Guaranteed |
Graded A+ |
Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -
An insured had basic PIP with a $1000 deductible. A
friend was riding in the
insured's car in Orlando at the time of an accident. The
friend did not have PIP
but she did own an automobile registered in FL. In the
event of an accident, what
is true? - =Answer>> The friend is not covered by the
insured's PIP
An insured had basic PIP. He had an auto accident in
2017. Medicals were
$8,000. Lost wages were $2000. What is left from basic
PIP for death? - =Answer>> $5000
An insured rear-ended an auto at 80 mph in 2017. The
insured was injured and
had Additional PIP-$90,000 and Extended PIP. The
insured has medicals of
$90,000 and lost wages of $2000. What will PIP pay? -
=Answer>> $91,600
An insured negligently struck a motorcycle rider with
his vehicle, causing the
rider to incur $5000 in covered medicals. The
motorcyclist also owned a car
insured for PIP. How much is the insured's tort
exemption? - =Answer>> $0
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A speeding driver struck a FL pedestrian crossing the
street. The driver was
insured for PIP, Liability insurance and Uninsured
Motorist Coverage. The
pedestrian did not own a vehicle and had no PIP. The
pedestrian may be entitled
to recover damages from which of the insured's
coverages? - =Answer>> PIP and Liability
Passengers on a cruise ship contracted a serious illness
due to the ship's cleanliness
and they are now presenting claims for medicals and
damages. This type of claim would
be covered by the ship's _______coverage. -
=Answer>> Protection and Indemnity
A business has been accused of detaining a customer
resulting in a false arrest for
shoplifting. This claim would be covered by: -
=Answer>> Personal and Advertising Injury
Which of the following is excluded under a standard
homeowner's policy? - =Answer>> Flood damage
Which of the following is a 'permanent impairment'
under workers' compensation? - =Answer>> Loss of
limb
Which of the following is not considered a 'product'
under Products/Completed
Operations exposure? - =Answer>> Acreage sold by a
realtor
A best-selling novelist had computer fraud coverage.
His computer was vandalized
and the manuscript of his latest novel was destroyed.
What is the best description of
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