Examination
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State Insurance Claims Adjuster- Pro Certification
2024- 2025
Adjuster- Pro Exam Section 6 Comprehensive
Review Study Guide | 100% Pass Guaranteed |
Graded A+ |
Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -
Adjuster's Ethical SItuation - =Answer>> -Adjuster
make frequent decisions involving larger amounts of
money
-Adjusters should always determine a fair and equitable
settlement that abides by the insurance contract
Inducement - =Answer>> An action, item, or promise
made to someone to motivate them toward certain
desired actions
Consequences for Accepting Inducements -
=Answer>> -Losing license
-Reputation Loss
-Lawsuits
-Jail time
Kickbacks - =Answer>> Money or favors offered to
the adjuster in exchange for referring business to
specific repair shops or contractors
Settlement Padding - =Answer>> Increasing the
settlement amount dishonestly in order to increase
commissions
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Misappropriating Salvaged Property - =Answer>>
Adjusters must never misappropriate salvaged property
for their own use or the use of others
Adjuster Code of Ethics - =Answer>> 1. Disclosure
2. Equal Treatment
3. Avoid Prejudice
4. Truthfulness
5. Integrity
6. Diligence and Dispatch
7. Reporting Violations
8. Elderly Claimants
9. Attorneys
10. Witnesses
11. Right to Attorney
12. Traumatized Claimants
13. Advising of Rights
14. Release Forms
15. Competence
Adjuster Code Rule #1 Disclosure - =Answer>>
Adjusters shall disclose all direct or indirect financial
interest they have in adjusting a claim
Adjuster Code Rule #2 Equal Treatment - =Answer>>
-An adjuster shall treat all claimants equally
-Do not favor your nice clients
-Do not disfavor your rude clients
Adjuster Code Rule #3 Avoid Prejudice - =Answer>>
Adjusters must never be prejudiced in their
investigations, adjustments, or settlements
Adjuster Code Rule #4 Truthfulness - =Answer>> An
adjuster shall make truthful and unbiased reports of the
facts after making a complete investigation
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