Examination
180 minutes
Instructions:
1. Read each question carefully.
2. Answer all questions.
3. Use the provided answer sheet to mark your responses.
4. Ensure all answers are final before submitting the exam.
5. Please answer each question below and click Submit when you have completed
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time expires
7. This is Exam which will assess your knowledge on the course Learning
Resources.
Good Luck!
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State Insurance Claims Adjuster- Pro Certification
2024- 2025
Adjuster Pro: Indiana Adjuster's License Exam
Review Questions and Answers | 100% Pass
Guaranteed | Graded A+ |
Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -
In a Commercial Crime policy, a "messenger" is defined
as:
A. the insured, a business partner, or an employee who
has care or custody of insured property inside the
premises, excluding anyone acting as a watchperson or
janitor.
B. someone hired by the insured to have no other duty
but to transport insured property from the premises to
another location.
C. the insured or relative of the insured, a business
partner, or an employee who has care and custody of
insured property while outside the premises.
D. someone hired by the insured to have no other duty
but to maintain care and custody of insured property
inside the premises.
Your Answer - =Answer>> C
*Every workers' comp insurance company that operates
in Indiana must:
A. join the Indiana Life and Health Insurance Guaranty
Association.
Your Answer
B. become a Lloyd's plan insurer.
C. become a member of the Indiana Insurance
Guaranty Association.
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D. have a physical office with a minimum of 2,500
square feet. - =Answer>> C
Which of the following statements about Crop-Hail
insurance is FALSE?
A. It is subsidized by the FCIC.
B. It is rated on an acreage basis.
C. It is generally available from private insurers.
D. It covers for damage due to hail, but also fire,
lightning, wind, and others. - =Answer>> A
All of the following are true about mediation, except:
A. the mediator is a neutral third party.
B. either party may walk away.
C. settlement is only legally binding if both parties
agree to it.
D. the mediator's decision is legally binding. -
=Answer>> D
Which of the following would NOT be covered under the
Comprehensive section of a PAP?
A. Rollover
B. Fire
C. Flood
D. Theft - =Answer>> A
Which of the following is NOT true of the Company's
Options provision in the standard fire policy?
A. It mandates that the insurer notify the claimant of its
choices within 30 days of receiving required proof of
loss.
B. It requires the insurer to settle the claim, in
whichever manner it chooses, within 30 days of
receiving notice of the claim.
C. It states that the insurer may choose whether to take
all, or part, of the damaged property at the agreed or
appraised value.
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