Examination
180 minutes
Instructions:
1. Read each question carefully.
2. Answer all questions.
3. Use the provided answer sheet to mark your responses.
4. Ensure all answers are final before submitting the exam.
5. Please answer each question below and click Submit when you have completed
the Exam.
6. This test has a time limit, The test will save and submit automatically when the
time expires
7. This is Exam which will assess your knowledge on the course Learning
Resources.
Good Luck!
, For Inquiries🤔 about This or 📑Any Other Exam 📱HMU
📧 Hybridgrades101@gmail.com
State Insurance Claims Adjuster- Pro Certification
2024- 2025
Adjuster Pro Exam Review (Multiple Choice)
Questions and Answers | 100% Pass Guaranteed |
Graded A+ |
Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -
Which of the following drivers is MOST likely to
purchase insurance through a residual market
program?
A. A driver looking for a cheap insurance policy
B. A driver who has never been involved in an accident
C. A driver with one parking ticket on his driving record
D. A driver with a recent arrest for driving while
intoxicated - =Answer>> D. A driver with a recent
arrest for driving while intoxicated
Samson has UIM coverage with limits of 50/100 when
Delilah causes an accident. The accident leaves
Samson with $60,000 in medical bills. If Delilah's
liability coverage pays $20,000 before maxing out, how
much can Samson collect under his UIM coverage?
A. $20,000
B. $60,000
C. $30,000
D. $50,000 - =Answer>> C. $30,000
A New Hampshire driver with minimum liability limits
gets into an accident in Texas, where the minimum
liability requirement is 30/60/25. How much liability
coverage will his policy provide for the damage?
Need Writing 📝Help? We've Got You Covered! ✍️
100% NO A I or Plagiarism Guaranteed🎯
💬 Chat with us here: 📧 Hybridgrades101@gmail.com
, For Inquiries🤔 about This or 📑Any Other Exam 📱HMU
📧 Hybridgrades101@gmail.com
A. 30/60/25
B. 10/20/10
C. 25/50/25
D. 20/40/20 - =Answer>> A. 30/60/25
Steadfast Insurance of New Hampshire wants to cancel
Orion's policy after Orion missed a premium payment.
Which of the following is true?
A. Steadfast Insurance must notify Orion on an
approved form at least 10 days before ending the
policy.
B. Orion may appeal this decision by sending his
request to the Commissioner within 45 days.
C. Steadfast Insurance may deliver its notice of
cancellation in person or by certified mail, courier, or
email.
Incorrect
D. Steadfast Insurance must notify Orion by certified
mail at least 45 days before ending the policy. -
=Answer>> A. Steadfast Insurance must notify Orion
on an approved form at least 10 days before ending the
policy.
When applying for NHAIP coverage, a company must
pay a premium deposit equal to ______ of the total
annual premium or ______, whichever is greater.
A. 50%; $150
B. 80%; $300
C. 20%; $75
D. 40%; $100 - =Answer>> D. 40%; $100
Percy's Personal Auto Policy has a collision deductible
of $500. As he is driving into town, he loses control of
the car and smashes into a billboard, totally destroying
Need Writing 📝Help? We've Got You Covered! ✍️
100% NO A I or Plagiarism Guaranteed🎯
💬 Chat with us here: 📧 Hybridgrades101@gmail.com
, For Inquiries🤔 about This or 📑Any Other Exam 📱HMU
📧 Hybridgrades101@gmail.com
it. The billboard was worth $2,000. How will Percy's
policy cover the damage to the billboard?
A. It will pay $2,000 under Property Damage liability.
B. It will pay $1,500 under Collision coverage.
C. It will pay $1,500 under Property Damage liability.
D. It will pay $2,000 under Collision coverage. -
=Answer>> A. It will pay $2,000 under Property
Damage liability.
In New Hampshire, if an insurer decides to cancel a
Personal Auto policy (for a reason other than non-
payment of premiums) after the policy has been in
effect for 60 days, the insurer must provide written
notice to the insured __________ in advance.
A. 72 hours
B. 10 days
C. 30 days
D. 45 days - =Answer>> D. 45 days
What is the current minimum amount of liability
coverage allowed for auto policies in New Hampshire?
A. 25/50/25
B. 25/50/10
C. 30/60/25
D. 20/40/20 - =Answer>> A. 25/50/25
Julia inherited a pair of antique pearl earrings from her
great-grandmother. Each of the earrings is worth
$1,000, but together they are worth $5,000. If Julia
were to lose one of the earrings, what would be the
MOST she could receive from her insurer under the Pair
and Set provision?
A. $2,000
Need Writing 📝Help? We've Got You Covered! ✍️
100% NO A I or Plagiarism Guaranteed🎯
💬 Chat with us here: 📧 Hybridgrades101@gmail.com
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller StarScoreGrades. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $14.99. You're not tied to anything after your purchase.
