Examination
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State Insurance Claims Adjuster- Pro Certification
2024- 2025
Adjuster Pro: 1- 3 Certification Exam Review
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Read All Instructions Carefully and Answer All the
Questions Correctly Good Luck: -
Which of these is a typical exclusion in a crop-hail
policy?
A. Failure to harvest mature crop
B. Excessive moisture
C. Fire
D. Transit to storage after harvest - =Answer>> A.
Failure to harvest mature crop
Define: Crop-yield insurance - =Answer>> Provides
coverage for physical loss to the crops
Define: Crop-hail insurance - =Answer>> Privately
sold, offering coverage for a few specified perils
Define: MPCI - =Answer>> Government subsidized
and regulated ,offering wide coverage for many perils
Define: Government support - =Answer>> Subsidized
by the Federal Crop Insurance Corporation (FCIC) and
regulated by the U.S. Department of Agriculture (USDA)
Which of the following is true for crop-hail insurance?
A. It does not cover fire
B. It is subsidized by the government
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C. It cannot be added during the growing season
D. Generally it is available from private insurers -
=Answer>> D. Generally it is available from private
insurers
Which of the following is NOT covered by an MPCI
policy?
A. Late planting
B. Locusts
C. Failure to reseed
D. Volcanic eruption - =Answer>> C. Failure to reseed
Laura's corn crop is covered under a multi-peril crop
insurance policy. Under this policy, Laura is covered for
all of the following perils, except:
A. Theft
B. Low / poor crop yield
C. Frost
D. Flood - =Answer>> A. Theft
Chuck's field of corn usually produces $20,000 per
year. After a wildfire wipes out half of his field, the
other half's yield does exceptionally well and brings in
twice as much revenue. If Chuck files a claim against
his crop-hail policy, which of the following statements
would most likely be true?
A. Chuck would receive an amount equal to half of the
damaged portion of the corn field
B. Chuck would not receive anything, because the yield
from the undamaged half made up for the loss
C. Chuck's claim would be denied because crop-hail
insurance does not protect against wildfire
D. Chuck would receive full indemnification for the
damaged half of the corn field - =Answer>> D. Chuck
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would receive full indemnification for the damaged half
of the corn field
Which of these statements about multi-peril crop
insurance is true?
A. MPCI is too expensive for most farmers
B. MPCI cannot be purchased after the sales closing
date
C. MPCI must be run by the state
D. MPCI does not cover earthquake - =Answer>> B.
MPCI cannot be purchased after the sales closing date
The Risk Management Agency is responsible for all of
the following, except:
A. Assigning commodity prices
B. Issuing crop assignments to farmers
C. Reimbursing private crop insurers for administrative
costs
D. Setting critical production dates - =Answer>> B.
Issuing crop assignments to farmers
Actual production history (APH) is based on farmer's
previous crop yields. A farmer must provide how many
years of records to determine the APH?
A. 10 years
B. 2 years
C. 5 years
D. 4 years - =Answer>> D. 4 years
Darren is new to the farming business and has just
planted his second year of barley. He is currently
applying for multi-peril crop insurance with his agent,
but he doesn't have the 4 years of records needed to
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