FL GENERAL LINES 2-20 EXAM 2025 QUESTIONS |GUARANTEED ACCURATE ANSWERS
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Course
FL General Lines 2-20
Institution
FL General Lines 2-20
Types of Dwelling Properties - ACCURATE ANSWERS 1. 1 to 4 family
2. Rented to Others
3. Owned by Corp. or Partnerships
4. Low Valued
5. Mobile Homes
Standard Dwelling Property Deductible - ACCURATE ANSWERS $500
Dwelling Property Coverage A - ACCURATE ANSWERS Dwelling - Including permanen...
FL GENERAL LINES 2-20 EXAM
2025 QUESTIONS |GUARANTEED
ACCURATE ANSWERS
Types of Dwelling Properties - ACCURATE ANSWERS✔✔ 1. 1 to 4
family
2. Rented to Others
3. Owned by Corp. or Partnerships
4. Low Valued
5. Mobile Homes
Standard Dwelling Property Deductible - ACCURATE ANSWERS✔✔
$500
Dwelling Property Coverage A - ACCURATE ANSWERS✔✔ Dwelling
- Including permanently installed building equipment and outdoor
equipment to service property. No land.
Dwelling Property Coverage B - ACCURATE ANSWERS✔✔ Other
Structures (Detached)
Dwelling Property Coverage C - ACCURATE ANSWERS✔✔ Personal
Property - Belonging to insured, family members, guest or servant
,Dwelling Property Coverage D - ACCURATE ANSWERS✔✔ Fair
Rental Value - Rental monies which the insured is entitled due to
covered loss until property is restored.
Dwelling Property Broad Form - ACCURATE ANSWERS✔✔ Includes
coverages in DP-1(Basic) plus Coverage E - Additional Living Expense
Additional Perils not on DP-1 - ACCURATE ANSWERS✔✔ CAP
BOBBIE
Biggert-Waters Reform Act - ACCURATE ANSWERS✔✔ Led to the
passage of the Homeowner Flood Insurance Affordability Act of 2014.
Intent was to provide lower premiums due to previous legislation.
HO-2 - ACCURATE ANSWERS✔✔ Coverages:
A - Dwelling
B - Other Structures
C - Personal Property
D - Loss of Use
Perils covered A&B&C- Fire, lightning, WHARVES, CAP BOBBIE,
plus theft
HO-3 - ACCURATE ANSWERS✔✔ Coverages:
A - Dwelling
B - Other Structures
, C - Personal Property
D - Loss of Use
Perils covered-All Risk A&B - Spoilage- Contents - Fire, lightning,
WHARVES, CAP BOBBIE, plus theft
HO-4 - ACCURATE ANSWERS✔✔ Renters Coverage
C - Personal Property
D - Loss of Use
Perils Covered- Contents - Fire, lightning, WHARVES, CAP BOBBIE
plus theft
HO-6 - ACCURATE ANSWERS✔✔ Condo Coverage
A - Dwelling
C - Personal Property
D - Loss of Use
Perils covered- A&C - Fire, lightning, WHARVES, CAP BOBBIE, plus
theft
Inland Marine Coverage - ACCURATE ANSWERS✔✔ 6 categories -
Imports/Exports, Domestic Shipments, Instrumentalities of
Transportation or Communitcation, Personal Property Floaters Risks,
Commercial Property Floater Risks
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