FLORIDA 2-20 EXAM 2025 |GUARANTEED ACCURATE ANSWERS
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Course
Florida 2-20 agents license
Institution
Florida 2-20 Agents License
B. A general lines agent or a general lines insurance agency - ACCURATE ANSWERS Who may appoint a Customer Representative?
Select one:
A. A surplus lines agent holding a general lines license and a surplus lines license
B. A general lines agent or a general lines insurance agency
C. An adjust...
FLORIDA 2-20 EXAM 2025 |
GUARANTEED ACCURATE
ANSWERS
B. A general lines agent or a general lines insurance agency -
ACCURATE ANSWERS✔✔ Who may appoint a Customer
Representative?
Select one:
A. A surplus lines agent holding a general lines license and a surplus
lines license
B. A general lines agent or a general lines insurance agency
C. An adjuster
D. An insurance company
D. After 90 days in Florida - ACCURATE ANSWERS✔✔ Mr. Smith
lives in New Jersey but visits Florida each year. When does he come
under the Florida No-Fault system, in any 365-day period?
Select one:
A. After 60 days in Florida
B. After 30 days in Florida
C. After 14 days in Florida
D. After 90 days in Florida
,A. A flat amount per day for hospital room and board - ACCURATE
ANSWERS✔✔ A Hospital Indemnity Policy covers which of the
following expenses?
Select one:
A. A flat amount per day for hospital room and board
B. Nursing care in the insured's home
C. Medical supplies
D. Surgical fees incurred in the hospital
D. $400 - ACCURATE ANSWERS✔✔ Under the Garagekeepers
coverage, Section III of the Garage policy, the insured suffers a single
vandalism loss to nine (9) vehicles belonging to customers. Damage is
$100 per vehicle. How much will the policy pay?
Select one:
A. $500
B. $900
C. Nothing
D. $400
A. No coverage - ACCURATE ANSWERS✔✔ Bob, an accountant of
XYZ, drives his own car to the bank to make a deposit for XYZ. Bob
has an at-fault accident. If XYZ carries $1,000,000 Bodily
Injury/Property Damage coverage with a Symbol 2 for covered autos,
and Bob carries no insurance, how much coverage is applicable for
XYZ?
Select one:
,A. No coverage
B. $10,000/$20,000 Bodily Injury and $10,000 Property Damage
C. $1,000,000
D. $500,000
A. All of these answers are correct - ACCURATE ANSWERS✔✔
Unless properly licensed an general lines agent cannot
Select one:
A. All of these answers are correct
B. Receive any money on account for any insurer or receive money to be
transmitted to an insurer for a policy, renewal, endorsement or certificate
C. Solicit insurance or procure applications for insurance
D. Directly or indirectly represent himself or herself to be an agent or
receive, deliver or forward any insurance policy within the state
D. Vandalism - ACCURATE ANSWERS✔✔ At the time of a loss, it is
found that the covered building had been vacant for the period of 75
consecutive days immediately preceding the loss. Which of the
following perils would not be covered?
Select one:
A. All of these answers are correct
B. Windstorm
C. Fire
D. Vandalism
, A. The property of a guest anywhere in the world - ACCURATE
ANSWERS✔✔ Homeowner's Coverage C - Personal Property covers
each of the following situations except?
Select one:
A. The property of a guest anywhere in the world
B. The insured's personal property while in Mexico at a secondary
dwelling
C. A resident employee's contents at the insured's dwelling
D. The property of others while located at the insured's dwelling at the
insured's request
D. Property owned by another in the care of the insured was damaged in
an accident to an insured object, resulting in a claim by the owner of the
property - ACCURATE ANSWERS✔✔ Under a basic Boiler and
Machinery Form, with no special endorsements, which of the following
losses would be covered?
Select one:
A. The insured suffers loss of income following an accident to a covered
object
B. During an accident involving a covered object, a visitor on the
insured's premises suffers injuries and sued the insured
C. During testing, after some repairs, a boiler had a sudden breakdown
D. Property owned by another in the care of the insured was damaged in
an accident to an insured object, resulting in a claim by the owner of the
property
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