Exam (elaborations)
NJ ACCIDENT AND HEALTH PRODUCER PRACTICE EXAMS QUESTIONS WITH COMPLETE SOLUTIONS.
- Course
- Institution
NJ ACCIDENT AND HEALTH PRODUCER PRACTICE EXAMS QUESTIONS WITH COMPLETE SOLUTIONS.
[Show more]
Content preview
NJ ACCIDENT AND HEALTH PRODUCERPRACTICE EXAMS QUESTIONS WITH
COMPLETE SOLUTIONS
A vvBasic vvHospital vvPolicy vvpays vvexpenses vvfor:
- vvhospital vvroom vvand vvboard
-physician vvoffice vvvisits vv
-routine vvmedical vvtreatment vv
-surgical vvservices vv- vvANS--hospital vvroom vvand vvboard vv
BASIC vvHOSPITAL vvEXPENSE vvCOVERS vvHOSPITAL vvROOM vvAND vvBOARD
vvWITH vvDAILY vvLIMIT vvOF vvCOVERAGE. vvBASIC vvSURGICAL vvPROCEDURES
vvAND vvBASIC vvMEDICAL vvCOVERS vvOFFICE vvVISITS vvAND vvROUTINE
vvMEDICAL vvTREATMENT
a vvgroup vvconversion vvoption vvmay vvbe vvused vvin vvall vvthe vvfollowing vvinstances
vvEXCEPT:
-loss vvof vvcoverage vvdue vvto vvloss vvof vvemployment vv
-a vvlife vvchanging vvevent, vvsuch vvas vvmarriage, vvdivorce, vvor vvchildbirth vv
-the vvtermination vvof vvthe vvmaster vvpolicy vv
-loss vvof vveligibility vvon vvthe vvpart vvof vva vvclass vvof vvinsureds. vv- vvANS-- vva vvlife
vvchanging vvevent vvsuch vvas vvmarriage, vvdivorce, vvor vvchildbirth
CONVERSION vvPRIVILEGE vvALLOWS vvEMPLOYEES vvTO vvCONVERT vvFORM
vvGROUP vvTO vvINDIVIDUAL vvPOLICY vvWITHOUT vvPROOF vvOF vvINSURABILITY
vvUPON vvTERMINATION vvOF vvELIGIBILITY vvOR vvGROUP vvPLAN
A vvlife vvinsurance vvpolicy vvmay vvbe vvreturned vvfor vva vvcancellation vvand vva vvfull
vvrefund vvif vvit vvis vvreturned vvNO vvlater vvthan
-30 vvdays vvafter vvreceipt vvby vvthe vvpolicyholder vv
-30 vvdays vvafter vvthe vvissue
-10 vvdays vvafter vvissue vv
-20 vvdays vvafter vvreceipt vvby vvthe vvpolicyholder vv- vvANS--20 vvdays vvafter vvreceipt vvby
vvthe vvpolicyholder
, A vvproducer vvwho vvmakes vvfalse vvstatements vvabout vvthe vvfinancial vvcondition vvof
vvan vvinsurer vvmay vvbe vvfound vvguilty vvof
-fraud
-unfair vvdiscrimination vv
-defamation
-twisting vv- vvANS--defamation
DEFAMATION vvIS vvAN vvORAL vvOR vvWRITTEN vvSTATEMENT vvMALICIOUSLY
vvCRITICAL vvOF vvTHE vvFINANCIAL vvCONDITION vvOF vvA vvPERSON vvOR
vvCOMPANY
According vvto vvthe vvTime vvPayment vvof vvClaims vvprovision, vvthe vvinsurer vvmust
vvmake vvthe vvpayment vvimmediately vvafter vvreceiving vvproof vvof vvloss vvEXCEPT:
- vvif vvthe vvinsured vvis vvable vvto vveventually vvreturn vvto vvwork vv
-if vvthe vvdeath vvis vvsuicide vvor vvdue vvto vva vvpre vvexisting vvcondition
-when vvthe vvpolicy vvis vvin vvthe vvincontestability vvperiod vv
-for vvclaims vvinvolving vvperiodic vvpayments vv- vvANS-for vvclaims vvinvolving vvperiodic
vvpayments
INSURERS vvMUST vvPAY vvLUMP vvSUM vvCLAIMS vvIMMEDIATELY vvAFTER
vvRECEIVING vvPROOF vvOF vvLOSS
All vvlife vvinsurance vvand vvhealth vvinsurance vvcontracts vvcontain vvall vvof vvthe
vvfollowing vvEXCEPT:
-insuring vvclause vv
-conditions
-inmaterial vvrepresentations
-policy vvface vv- vvANS--immaterial vvrepresentations vvare vvstatements vvthat vvdo vvnot
vvaffect vvthe vvacceptance vvor vvrating vvof vvrisk
All vvof vvthe vvfollowing vvare vvelements vvof vvan vvuninsurable vvloss vvEXCEPT:
-expected vvlosses vvare vvmeasurable
-expected vvlosses vvwill vvbe vvaccidental
-types vvof vvlosses vvthat vvoccur vvcan vvbe vvexpected vv
-affordable vvpremiums vvcan vvbe vvcharged vv- vvANS--affordable vvpremiums vvcan vvbe
vvcharged
INSURABLE vvLOSSES vvCAN vvBE vvEXPECTED, vvMUST vvBE vvMEASURABLE,
vvGENERATE vvAFFORDABLE vvPREMIUMS, vvAND vvARE vvACCIDENTAL vvIN
vvNATURE
All vvof vvthe vvfollowing vvare vvrequirements vvto vvqualify vvfor vvSS vvdisability vvbenefits
vvEXCEPT vvwhen:
-totally vvand vvpermanently vvdisabled
-unable vvto vvwork vvin vvthe vvoccupation vvin vvwhich vvthe vvworker vvwas vvtrained vvor
vveducated
-the vvdisability vvis vvexpected vvto vvlast vvfor vv12 vvmonths vvor vvend vvin vvdeath vv
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller GeniusExpert. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $13.49. You're not tied to anything after your purchase.
Can Stuvia be trusted?
4.6 stars on Google & Trustpilot (+1000 reviews)
53920 documents were sold in the last 30 days
Founded in 2010, the go-to place to buy study notes for 14 years now