MTTC Study Guide Family & Consumer
Science Exams With Verified Questions
And Answers
A 70-year-old retiree no longer drives and needs support with daily tasks, such as meal
preparation and personal hygiene. Which of the following options would be most
appropriate for meeting this retiree's needs?
A. assisted living
B. home health care
C. skilled nursing facility
D. senior community
- ANSWER-A. assisted living
A community runs a food bank for families and others in need of food. However, many
elderly community residents and others without ready transportation have difficulty
accessing this resource. Which of the following actions by concerned community
members would best address this issue in a socially responsible way?
A. asking local businesses to provide funds for flyers and other communications to
ensure that those in need are aware of food bank resources
B. seeking volunteers from various neighborhoods to provide food for those who are
unable to access food bank resources
C. working with the food bank and local farmers markets to develop a mobile pantry to
distribute food to those in need
D. petitioning the food bank to establish one or more accessible satellite locations for
food distribution
- ANSWER-C. working with the food bank and local farmers markets to develop a
mobile pantry to distribute food to those in need
A couple has decided that they wish to postpone having a family until both are secure in
their careers and have saved enough money to purchase a home. Use of which of the
following types of family planning would be most effective in helping the couple achieve
this goal?
A. spermicides
B. fertility awareness
C. barrier methods
D. intrauterine contraception
- ANSWER-D. intrauterine contraception
,A couple in their sixties has decided to downsize from a four-bedroom house to a two-
bedroom condominium that offers landscaping services. Which of the following goals
would best be addressed by this decision?
A. reducing the overall cost of property maintenance
B. facilitating independence throughout the aging process
C. improving the overall quality of life during the aging process
D. preparing for the eventual move to an assisted living facility
- ANSWER-B. facilitating independence throughout the aging process
A couple who recently adopted a toddler and are planning on expanding their family to
three or four children are shopping for a new car for the family. The couple have
identified fuel efficiency and safety as their top priorities. The couple can best meet the
long-term needs of their family by considering which of the following questions when
deciding on which car to purchase?
A. Which vehicle offers an upgrade clause that allows the family to trade the vehicle in
for a larger model at minimal cost?
B. Which vehicle includes child safety restraints that are adjustable to children's height
and weight?
C. Which vehicle meets the family's immediate needs but can also accommodate
additional children?
D. Which vehicle provides amenities such as video screens that will allow the family to
travel in comfort?
- ANSWER-C. Which vehicle meets the family's immediate needs but can also
accommodate additional children?
A family assigns children tasks appropriate for their ages, such as making their beds,
feeding pets, emptying the dishwasher, and sorting laundry. This approach is likely to
be most effective in promoting which of the following abilities in the children?
A. teamwork
B. personal responsibility
C. organization
D. time management
- ANSWER-B. personal responsibility
A family of five has weekly family meetings to plan the upcoming week's activities and
assign responsibilities. The family prioritizes completion of all weekly tasks such as
cleaning and laundry by Saturday evening so that the family can spend Sunday
engaging in an activity that all members enjoy. This approach to managing family
resources most clearly suggests that the family places a high value on:
A. persistence and accountability.
B. teamwork and togetherness.
C. independence and reliability.
D. resilience and preparedness.
- ANSWER-B. teamwork and togetherness.
, A family puts a priority on responsible resource consumption and conservation. The
family maintains a vegetable and herb garden, recycles plastics and aluminum, and
prioritizes energy conservation in their home. Which of the following additional actions
most clearly aligns with the family's priorities?
A. expanding the garden to include pest-resistant plants
B. composting food waste for use in the garden
C. adding extra mulch to the garden each spring
D. reducing watering of the garden from weekly to bimonthly
- ANSWER-B. composting food waste for use in the garden
A family that consists of married partners, one biological child, and one adopted child is
an example of which of the following types of families?
A. nuclear
B. blended
C. foster
D. extended
- ANSWER-A. nuclear
A family with school-age children will soon be moving to another state. Which of the
following strategies would best support the children in making this change?
A. encouraging the children to research the new community online
B. making a few brief visits as a family to explore the new community
C. including the children in searching for a home in the new community
D. writing a letter as a family to the new community's chamber of commerce
- ANSWER-B. making a few brief visits as a family to explore the new community
A major advantage of a traditional individual retirement account (IRA) is that it enables
investors to:
A. obtain regular dividend payments.
B. use the account as security against personal debt.
C. lower their current tax payments.
D. avoid the risk associated with market fluctuations.
- ANSWER-C. lower their current tax payments.
A major difference between family financial planners and family financial counselors is
that family financial counselors are more likely to:
A. help families devise strategies to achieve their financial goals.
B. examine and assess all aspects of family finances.
C. advise families about the merits of alternative types of investments.
D. deal with the economic roots of family disagreements.
- ANSWER-D. deal with the economic roots of family disagreements.
A multigenerational family includes two parents who work full time, a ninth grader, and a
third grader. The children's grandparents also live with the family. The family has regular
family meetings, but these frequently turn into disagreements and resentment. To
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