Exam (elaborations)
CHAPTER 7 HEALTH AND ACCIDENT Questions and Complete Solutions Graded A+
- Course
- Institution
CHAPTER 7 HEALTH AND ACCIDENT Questions and Complete Solutions Graded A+
[Show more]
Content preview
CHAPTER 7 HEALTH AND ACCIDENTQuestions and Complete Solutions
Graded A+
a producer or insurer who violates the solicitation regulations can be ordered to pay a fine for each
violation of up to:
A: $1,000
B: $2,000
C: $3,000
D: $4,000 - Answer: B: $2,000
When can a health insurance policy exclude a person from coverage based on a genetic characteristic:
A: if it is a group life policy
B: when issued by a foreign insurer
C: if the genetic characteristic predisposes the applicant to a life- threatening disease
D: under no circumstances - Answer: D: under no circumstances
an insurer hires an advertising agency to create an advertisement for a health insurance policy. the
public complains that the way the advertisement presents the policy is misleading because of certain
photographs that the advertiser put on the commercial. who will be held liable for this:
A: the advertiser
B: the insurer
C: the department of banking and insurance
D: all of the above - Answer: B: the insurer
all of the following are advertisements EXCEPT:
A: television commercials
B: brochures
C: a discussion of an insurer's policies on the radio
, D: booklets - Answer: C: a discussion of an insurer's policies on the radio
insurers must maintain containing of their advertisements for:
A: 2 years
B: 3 years
C: 4 years
D: 5 years - Answer: D: 5 years
in insurance terms, if a person has a chromosomal defect that may predispose him/her to a disease, this
is called:
A: genetic characteristic
B: genetic defeat
C: disease precursor
D: risk potential - Answer: A: genetic characteristic
for how long must and insurer maintain files containing all of their advertisements:
A: 5 years
B: 8 years
C: 10 years
D: 12 years - Answer: A: 5 years
which authority is responsible for establishing standards for the content of health insurance policies:
A: commissioner
B: department of banking and insurance
C: insurance regulation commission
D: federal board of insurance regulation - Answer: A: commissioner
which of the following refers to nursing and other health care services rendered to a person in his or her
residence on a part-time or intermittent basis:
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller YourExamplug. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $14.49. You're not tied to anything after your purchase.
Can Stuvia be trusted?
4.6 stars on Google & Trustpilot (+1000 reviews)
56880 documents were sold in the last 30 days
Founded in 2010, the go-to place to buy study notes for 15 years now