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Lecture 13 – Incapacity for Work
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Lecture where he talks about the Social security risks such as Disability, Health care, and Family burden
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Lecture 13 – Incapacity for WorkIntroduction lecture
⮚ Social security risks
o Disability
o Health care
o Family burden
How to prepare next zoom lecture:
- Read texts and Watch videos
- Reflect how these are done in your country
- Be prepared to answer general questions related to those risk
- Prepare a small note in relation to a topic heavily under discussion in relation to those risks
discussed
During zoom session
1. Question time
2. Discussion on basis of selected topic
3. Discussion on ‘hot topic’ in the field of ss
4. Prepare session 3
Disability
⮚ Loss of income
o Income replacement
o Work, work-related
⮚ Use of general income; mind this definition!
o Sometimes use a concept of work incapacity
⮚ Covers quite some different realities
o Distinction between
▪ Short term
● Sickness – referring to same person before they were ill
● Refers to 1st period people cannot work because of incident
▪ Long term
● Invalidity – referring to similar person with similar kind of
professional experience > degree of working capacity may be lower
● After 6 months to a year
● Dealing with cancer, depression, whatever
● Related to pension scheme – related to last earnings before you
became ill
▪ Covering can be done very differently
o Source of disability
▪ Work related
● Disease caused by work, accident at work
● Will be treated different; health care is better and more extensive,
more benefits provided
▪ Not work related
● E.g. taken ill cause of flu, or accident at home
● Traditionally, will belong to general disability scheme
▪ Reflect how this is being done in the Netherlands
● Does this difference still matter?
o Risk related to maternity
, ▪ Working capacity due to delivering a child
● Legally assume a person cannot work for certain period
o Benefits etc are different than when sick
o How long is maternity protection provided?
▪ Different in different countries!
▪ Also deals with psychological bond between child
and mother instead of just physical recovery
▪ Father should also have access to paternity benefits
▪ Related to family burden
Healthcare
⮚ Negative consequences of health compensation
o Cost compensation related to treatment
o Much more universal
⮚ Costs of treatment in hospital
⮚ Different approaches
o National service towards more private services
o Traditional approaches of social healthcare (more in continental countries)
▪ People socially covered with health care
o What about non-working people; children, partners not working, retired people; are
they also covered?
⮚ Health care and care
o 2 distinct risks
o Health care
▪ Medical treatment
o Care
▪ Not so much to do with medical treatments but with dependency because of
handicap, age, whatever
● On family, 3rd person, who then has right to compensation pay for
this care
▪ Related to non-medical care given by 3 rd persons
● Different risk compared to health care
o In most countries these 2 are split up although they came from the same scheme
Are 2 major approaches of social risk
⮚ In some countries these are in 1 scheme while some countries have 2 different schemes
Risk of family burden
⮚ To address cost related to raising of children / taking care of dependant family members (can
also be parents living with you or sth)
⮚ Sometimes universal
⮚ Others focused on working categories
o What happens to people not working?
⮚ Some countries, structurally means testing is applied
o Idea that policies addressed to needy families; wealthy families are exempted from
these benefits
Video lectures – Incapacity for Work
Interrelation with unemployment
2 risks dealing with absence or falling away of income out of work
⮚ Incapacity for work
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