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Michigan P & C Insurance Exam Test Questions and answers, 100% Accurate, rated A+
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Michigan P & C Insurance Exam Test Questions and answers, 100% Accurate, rated A+ Termination of Insurance for auto and home must be sent to last know address no later than - 30 days before cancellation Termination of casualty insurance cannot take place until- from the mailing date - 10 da...

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  • February 3, 2023
  • 8
  • 2022/2023
  • Exam (elaborations)
  • Questions & answers

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  • michigan p amp c insurance exam test questions and answers
  • 100 accurate
  • rated a termination of insurance for auto and home must be sent to last know address no later than 30 days before canc

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Michigan P & C Insurance Exam Test
Questions and answers, 100% Accurate,
rated A+

Termination of Insurance for auto and home must be sent to last know address no later than - ✔✔30
days before cancellation



Termination of casualty insurance cannot take place until- from the mailing date - ✔✔10 days



PIP in auto insurance covers individual care from a family member for - ✔✔a limit of $20 a day for three
years



limited collision - ✔✔shall pay for collision damage to the insured vehicle without a deductible amount
when the operator of the vehicle is not substantially at fault in the accident from which the damage
arose.



Broad from collision - ✔✔shall pay for collision damage to the insured vehicle regardless of fault, the
deductibles shall be waived if the operator of the vehicle is not at fault in the accident



Standard Collision - ✔✔which has a deductible for at-fault and non-fault accidents.



Personal Protection Insurance (PPI) benefits - ✔✔pay up to $1 million per accident for damage done to
property arising from the ownership, operation or maintenance, or use of motor vehicle



20/40/10 - ✔✔Michigan limits of auto insurance $20,000 for bodily injury or death for one
accident..$40,000 for bodily injury or death of more than one person for any one accident...$10,000 for
damage property of others for any one accident.



Notice of canellation of auto insurance must be mailed out - ✔✔20 days prior to the cancellation date

, non OEM parts - ✔✔can be requested by the insurer only if the insured receives a written estimate of
repairs that clearly identifies each non-OEM aftermarket crash part



uninsured and uninsured motorists cannot be cancelled untill - ✔✔55 days following the original date of
issue.



Medical expenses, Funeral expenses, Work loss, Replacement services, and Survivor's loss are all
covered under - ✔✔Personal Injury Protection (PIP) under auto insurance



reimburses employees injured in the course of and arising from their employment. Reimbursement
includes loss of wages, hospital and medical expenses, payments for permanent and partial disability,
and payments to dependents. Last sickness and burial expenses also included - ✔✔Michingan Workers'
Compensation



Weekly indemnity benefits in the amount of___of the employee's after tax wages - ✔✔80%



In workers comp....total and permanent disability does not extend beyond___ from the date of injury -
✔✔800 weeks



HO-3 forms - ✔✔include open perils and named perils



HO-4 forms - ✔✔renters policy



HO-5 forms - ✔✔all coverages unless exlcuded



HO-6 - ✔✔Condo coverage



HO-8 - ✔✔mainly fire protection, homes are replaced where cost far exceeds market value

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