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Alabama Life and Health Insurance Exam Questions With Correct Answers.
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Alabama Life and Health Insurance Exam Questions With Correct Answers. The Fair Credit Reporting Act what law protects consumers from the circulation of inaccurate or obsolete information? domestic, foreign, and alien Insurers are classified according to their domicile. What are the 3 types o...

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  • October 25, 2023
  • 3
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers

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  • alabama life and health insurance exam questions w

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  • Alabama Life and Health Insurance
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Alabama Life and Health Insurance Exam Questions With
Correct Answers.
The Fair Credit Reporting Act
what law protects consumers from the circulation of inaccurate or obsolete information?
domestic, foreign, and alien
Insurers are classified according to their domicile. What are the 3 types of insurers?
Fraternal insurer
what type of insurer is a voluntarily formed organization that provides religious
organizations with a representative form of government?
mutual company
the type of insurance company organized to return any surplus money to its
policyholders is known as what?
Insurer
when agents act within the scope of their contract, their actions will be assumed to be
the actions of whom?
underwriting
what is the name of the process that insurance companies use to determine if an
applicant is insurable?
provide the aplicant with a Disclosure Authorization Notice
if an insurer needs to obtain information about the applicant from investigators, what is
the insurer required to do?
Alien
what type of insurer is formed under the laws of another country?
adverse selection
when risks with higher probability of loss are seeking insurance more often than other
risks, is known as what?
when to policy is delivered and the premium is paid.
when does an insurance policy go into effect?
an agent or producer
according to the Law of Agency, a principal is represented by whom?
pure
what type of risk is insurable?
stockholders
who owns stock companies?
Insurers
what entities make up the Medical Information Bureau?
complete a new application of ask the applicant to initial the correction on the
original application
when a change needs to be made on the application for insurance, which is the best
method for correcting the information?
Certificate of Authority
in order to transact insurance within a given sate, an alien insurer must first obtain
what?
Loss

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