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Alabama Life & Health Insurance Test Questions and Answers 2024 / 2025 | 100% Verified Answers CA$15.86   Add to cart
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Alabama Life & Health Insurance Test Questions and Answers 2024 / 2025 | 100% Verified Answers
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  • Alabama Health Insurance

Alabama Life & Health Insurance Test Questions and Answers 2024 / 2025 | 100% Verified Answers Alabama Life & Health Insurance Test Questions and Answers 2024 / 2025 | 100% Verified Answers Alabama Life & Health Insurance Test Questions and Answers 2024 / 2025 | 100% Verified Answers Alabama Life &...

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  • May 19, 2024
  • 21
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers

Subjects

  • alabama life
  • health insurance
  • alabama life health insurance test questions
  • alabama life health insurance test
  • alabama life health insurance

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  • Alabama Health Insurance
  • Alabama Health Insurance

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LectArnold

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Alabama Life & Health Insurance Test 1.Which welfare program provides assistance to the needy? ANS Medicaid
2.Barbara has the right to change the beneficiary designation on her life insurance policy. Barbara's beneficiary is a(n) ANS revocable beneficiary
3.Within how many calendar days must all clean electronic health insurance claims be paid in Alabama? ANS 30
4.Which type of term policy allows the policyowner to switch to permanent
insurance? ANS Convertible term
5.What does renewable term guarantee? ANS The insured's insurability
6.If an insured commits suicide, a life insurance policy's face amount will be paid only after the policy has been in force for at least ANS two years
7.Which of the following statements concerning a life insurance policy is TRUE? ANS An issued policy can never be changed by a producer
8.The proceeds of a life insurance policy can be paid in a form other than a lump-sum payment. These forms of payment are called ANS settlement options
9.The withholding of facts in an insurance application is called ANS concealment
10.A licensed Alabama insurance producer would NOT be disciplined by the Commissioner of Insurance for ANS being convicted of a misdemeanor
11.The option to convert term life insurance to a permanent form of coverage can normally be executed ANS without proof of insurability
12.Which type of life insurance rider allows a policyowner to increase the level
of coverage to keep up with inflation? ANS cost of living rider
13.What is the minimum age requirement for a minor in Alabama to purchase a life insurance policy? ANS 15
14.Which of the following best describes a Health Maintenance Organization (HMO)? ANS Provides full medical services that stress preventative medicine .Medicare Advantage (Medicare Part C) allows the utilization of benefits through a(n) ANS HMO, PPO, or traditional insurer
16.Pat the producer just sold an insurance policy to a client, explaining that he has authority to issue the policy. Pat was not specifically granted this power from the insurance company. Pat is exercising ANS implied authority
17.A disability policy that must be renewed, cannot be cancelled until age 65,
and may not have an increase in premium for any reason is called a(n) ANS
non- cancellable policy
18.Benefits under a health insurance policy may (with the insured's written request) be payable to ANS a hospital, physician, or surgeon
19.Bart is injured and provides notice of a health claim to his insurer. He later receives the required claims forms. Within how many days of the loss must Bart
file proof of loss with the insurance company? ANS 90

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