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NC Life Exam Simulation Questions With 100% Correct Answers 2024

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NC Life Exam Simulation Questions With 100% Correct Answers 2024 Which of the following actions require a policyowner to provide proof of insurability in an Adjustable Life policy? - answerANSWER: increase face amount 2. If the Commissioner of insurance finds that a licensed person has used frau...

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NC Life Exam Questions With 100% Correct Answers 2024

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NC Life Exam Questions With 100% Correct Answers 2024 The validity of the policy cannot be conested once it has been in force for at least how many years after its date of issue? - answer2 Years A rider attached to a life insurance policy that provides coverage on the insured's family members ...

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NC Life Exam Questions With 100% Correct Answers 2024

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NC Life Exam Questions With 100% Correct Answers 2024 Post-tax dollar contributions are found in: - answerRoth IRA investments How do life insurance companies handle cases where the insured commits suicide within the contract's stated Contestable period? - answerClaims are denied under the Suic...

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NC Life Exam Questions With 100% Correct Answers 2024

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NC Life Exam Questions With 100% Correct Answers 2024 K purchased a Life insurance policy in 1986 which paid 10% interest in the early years of the policy. Twenty years after the purchase, she received a notice from the insurer stating that the policy will soon terminate unless a much-higher pre...

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NC Life Insurance Exam Questions With 100% Correct Answers 2024

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NC Life Insurance Exam Questions With 100% Correct Answers 2024 Fraternal Benefit Society - answerAn organization of people who share a month ethnic, religious or vocational affiliation. They are entities they have no capital stock, have a representative form of government. They exist not for pr...

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NC Life Exam Questions With 100% Correct Answers 2024

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NC Life Exam Questions With 100% Correct Answers 2024 Commercial Insurers - answer(also known as private insurance companies) are in the business of selling insurance for a profit. Multi-line insurer - answerAn insurance company selling more than one line of insurance Stock Companies - answerar...

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NC LIFE insurance State Exam Questions With 100% Correct Answers 2024

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NC LIFE insurance State Exam Questions With 100% Correct Answers 2024 CREDIT LIFE - answera special type of coverage written to the life of the debtor and pay off the balance of a loan in the event of the death of the debtor. BUY-SELL AGREEMENTS - answera legal contract that determines what will...

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NC Life Insurance Practice Exam Questions With 100% Correct Answers 2024

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NC Life Insurance Practice Exam Questions With 100% Correct Answers 2024 All of the following are included within the Insurance Commissioner's duties EXCEPT a) Conducting investigation of all domestic insurers. b) Reviewing the insurers' annual reports. c) Writing North Carolina insurance law...

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NC Life Exam Simulation Questions With 100% Correct Answers 2024

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NC Life Exam Simulation Questions With 100% Correct Answers 2024 Which of the following actions require a policyowner to provide proof of insurability in an Adjustable Life policy? - answerANSWER: increase face amount 2. If the Commissioner of insurance finds that a licensed person has used frau...

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NC Life insurance state exam study guideline With Latest

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NC Life insurance state exam study guideline With Latest Term Insurance - answerUsed for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. Term Insurance - answerExpire's at a certain age/Time in the future. May be renewable up ...

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NC State LIFE Insurance Exam With Complete Solutions

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NC State LIFE Insurance Exam With Complete Solutions Insurable Interest - answerSomething of value that, if lost, would cause you financial harm. Must exist upfront at time of application. Legitimate financial reason for buying insurance. Impersonation - answerWrong person takes medical examinat...

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NC Drivers Ed Practice Written Exam Questions With 100% Correct Answers 2024

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NC Drivers Ed Practice Written Exam Questions With 100% Correct Answers 2024 A driver license is required for the following? A.) Sitting in the driver's seat of a car while the engine is running. B.) Steering a car while it is being pushed or towed by another vehicle. C.) Both A and B. D.) Ne...

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Final Exam - North Carolina Life and Health Questions With 100% Correct Answers

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Final Exam - North Carolina Life and Health Questions With 100% Correct Answers Which of the following is the MOST important factor when deciding how much Disability Income coverage an applicant should purchase? - answer M completes an application for life insurance but does not pay the initial ...

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Final Exam - North Carolina Life Agent Questions With 100% Correct

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Final Exam - North Carolina Life Agent Questions With 100% Correct Life insurance and Annuity Replacements define replacement as - answerexchanging an existing policy for a new policy S is a life insurance policyowner and enters into a written agreement to receive immediate cash in exchange for...

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Comprehensive Final Examination- NC Life Agent Exam Questions With 100% Correct

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Comprehensive Final Examination- NC Life Agent Exam Questions With 100% Correct Which type of life policy contains a monthly mortality charge as well as self-directed investment choices? - answerVariable Universal Life If X wants to buy $50,000 worth of permanent protection on his/her spouse and...

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NC Life Insurance Annuities Questions With 100% Correct Answers 2024

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NC Life Insurance Annuities Questions With 100% Correct Answers 2024 Deferred - answerwithheld or postponed until a specified time or event in the future Life contingency - answerDependent upon whether or not the insured is alive Liquidation of an Estate - answerconverting a person's net worth ...

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NC Life Insurance Exam Prep Chapter I Questions With 100% Correct Answers 2024

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NC Life Insurance Exam Prep Chapter I Questions With 100% Correct Answers 2024 Liquidity - answerindicates a company's ability to make unpredictable payouts to policy owners Insurance - answerevolved to produce a practical solution to economic uncertainties and losses Reserves - answerthe acc...

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NC Life Insurance Exam Prep With 100% Correct Answers

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NC Life Insurance Exam Prep With 100% Correct Answers An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner - answerA policy summary and buyer's guide All of the following actions are considered rebating EXCEPT - answerSharing commissions with other licen...

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NC Life Insurance Practice Exam Questions With 100% Correct Answers 2024

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NC Life Insurance Practice Exam Questions With 100% Correct Answers 2024 All of the following are included within the Insurance Commissioner's duties EXCEPT a) Conducting investigation of all domestic insurers. b) Reviewing the insurers' annual reports. c) Writing North Carolina insurance law...

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NC life insurance simulated Exam Questions With 100% Correct Answers 2024

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NC life insurance simulated Exam Questions With 100% Correct Answers 2024 Admitted insurer - answerBlackstone Insurers is incorporated in New York, where it has also received a certificate of authority to transact insurance. what type of insurer is Blackstone in New York? Legal Delivery - answe...

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NC LIFE insurance state exam Questions With 100% Correct Answers 2024

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NC LIFE insurance state exam Questions With 100% Correct Answers 2024 CREDIT LIFE - answera special type of coverage written to the life of the debtor and pay off the balance of a loan in the event of the death of the debtor. BUY-SELL AGREEMENTS - answera legal contract that determines what will...

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