South Carolina Life & Health Insurance Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)

Life Insurance License Exam Latest Version Graded A+ Accelerated Benefits Riders attached to life insurance policies that allow death benefits to be used to cover nursing or convalescent home expenses. Accidental Death Benefits A policy rider that states that the cause of death will be ana...

SC Personal Lines Questions and Answers Graded A+ 6 loss valuation methods actual cash value, replacement value, functional replacement value, market value, stated amount, agreed value waiver & estoppel a person has given up a known or legal right 4 components of a legal contract agreem...

SC INSURANCE FINAL EXAM QUESTIONS AND ANSWERS RATED A+ all of the following are typically included in a life insurance policy illustration EXCEPT: A. premium of the policy B. names of the beneficiaries C. interest charged for policy loans D. cash surrender value in 20 years B. names of t...

Laws and Rules Pertinent to Insurance Questions and Answers Already Passed A form of medical health insurance covering the treatment and care of gum disease is called: Medicaid Major Medical Franchise health policy Dental expense insurance Dental expense insurance In South Carolina, what ...

South Carolina Virtual Personal Health Exam with Certified Solutions Physical Fitness The ability of the body to perform daily tasks without getting out of breath, sore, or overly tired while avoiding diseases related to lack of activity. Aerobic exercises Aerobic exercise is physical exer...

South Carolina Laws and Rules Questions and Answers Already Passed An insurance producer is BEST defined as someone who sells, solicits, or negotiates insurance contracts for compensation on be behalf of a client sells, solicits, or negotiates insurance contracts for compensation on behalf o...

SC P&C Insurance Exam Study Guide Latest Version Graded A+ Abandonment the abdication of insured property into the hands of another, or into the possession of no one in particular Absolute Liability Liability that arises from an extremely dangerous situation. Often found in cases involvin...

South Carolina Property and Casualty Insurance Exam Latest Update Graded A+ The process an insurer uses to evaluate applications and determine if a policy should be issued and on what terms, conditions, and rate is known as? Underwriting The Director is conducting an examination of a fore...

SC Laws and Rules Questions and Answers Already Passed A carrier for a small group health plan may refuse to renew the plan if the employer exceeds a specified number of claims fails to generate minimum revenues fails below a minimum AM Best rating fails to pay the premium fails to pay t...

South Carolina Life Insurance Producer with Complete Solutions Producer Independent Insurance Agents also known as insurance sales agents that typically sell a variety of Insurance and financial products. resident producer An agent who holds an insurance license in the state in which they ...

South Carolina Insurance Exam Questions and Answers Already Passed An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of purchase? Inflation protection Which of these riders will pay a death benefit if the insured's spouse dies? Family term ...

South Carolina Health Accident and Life Insurance Test Chapter 1 & 2 Already Passed What are the minimum requirements to a licensed producer in South Carolina? Be 18 years old, good morale character, not been convicted of a felony, pay required licensing fees, pass state exam What docume...

SC Life Insurance Exam Questions and Answers 100% Pass If a policy has a automatic loan provision, what happens if the insured dies before the loan is paid back? The balance of the loan will be taken out of the death benefit An insurer receives a report regarding potential insured that inc...

South Carolina Life and Health Final Exam Questions and Answers 100% Pass A closed network plan offers a primary physician copay of $25. If a subscriber chooses a primary care physician outside of the network, the subscriber will likely pay 100% of the billed amount What does Coordinatio...