Colorado Mental Health Jurisprudence / Life & Health Insurance / Colorado Real Estate Exam Bundle | Latest Update | Graded A+ With Complete Solutions

Atoms - Particles from which all matter is composed Patch test - Test on inside of arm, elbow, small area of face, wait 24 hours Allergy Test - Predisposition test for allergies OSHA - Regulates employee safety FDA - Tests and approves drugs sold EPA - Registers disinfectants sold and used PPE...

Which of the following is the MINIMUM recommendation for a foot spa to be properly disinfected? - Between each client. Which of the following is the BEST way to avoid accidental exposure to bodily fluids and bloodborne pathogens on the skin? - Wearing gloves. Which is the BEST thing to do FIRST in...

Hair grows how much per month? - 1/2" Cone shape at end of hair follicle - Hair bulb This is put into foundation - Pigment Used to remove hair additions - Oil or solvent Do not cut guest's toenails if they are? - Diabetic Emery boards should be discarded? - After each use Gel polish takes ho...

Which of the following should you offer a client, for draping, when waxing underarms? - Terry wrap Which of the following is a characteristic of a wax burn with some redness and irritation, but no blisters? - first degree burn All of the following require the use of gloves EXCEPT - plain manicure....

Acceleration Clause - Allows lender to demand immediate payment if borrower defaults. Adjustable Rate Mortgage - Loan with interest rate that can change over time. Alienation Clause - Allows lender to demand full payment if property is sold or transferred. Amortization - Gradual repayment of a lo...

Title Theory - lender owns, borrower has equitable title Hypothecation - pledging property as collateral for a loan without giving up possession Mortgagee - Lender Mortgagor - borrower Non Judicial foreclosure - *CO: Public trustee has power to foreclose 1.Lender complains 2. Notice given 3. tr...

What method of settling a default involves a conveyance of title to the lender? - deed in lieu of foreclosure A way for the mortgagor (borrower) to avoid foreclosure. The borrower who is in default under the terms of the mortgage gives a deed to the lender - a deed in lieu of foreclosure When a pr...

RESPA rules must be followed by A) brokers only. B) lenders only. C) title companies only. D) lenders, brokers, and title companies. - lenders, brokers, and title companies. The rule that keeps brokers in compliance with Conway-Bogue is A) Rule A. B) Rule C. C) Rule F. D) Rule E. - ...

The life insurance rider that pays the face amount plus the total premiums paid into the policy is known as: - Return of premium What kind of company can the Commissioner file a complaint to enjoin and restrain from continuing violations of the insurance regulations of Colorado? - Foreign or alien ...

How long after being entitled to disability benefits will an individual be eligible to receive Medicare benefits? A. immediately B. 1 year C. 2 years D. At age 65 - 2 years What is the return of premium rider? A. an increasing amount of term insurance that always equals the total of premiums p...

What is an insurance solicitor authorized to do? - Help an agent or broker sell insurance According to the California Insurance Code, what is "insurance"? - A contract What does a Hospital Confinement indemnity policy pay for? - Pay a specified daily amount while the insured is confined to a hos...

Per the contract to buy and sell, the earnest money deposit will be held by A) the listing broker always. B) the buyer's broker until after the inspection. C) a third party, if agreed to by the parties. D) the title company always. - A third party can hold earnest money if the parties agree...

Per the contract to buy and sell, the earnest money deposit will be held by A) the listing broker always. B) the buyer's broker until after the inspection. C) a third party, if agreed to by the parties. D) the title company always. - A third party can hold earnest money if the parties agree...

Bill Buyer and Sam Seller enter into a contract. Sam's has work done on the house but fails to pay the contractor prior to closing. Three months after closing, the contractor puts a lien on the property. Which of the following is not a true statement? - Bill can sue Sam under the warranties provide...