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Colorado Accident & health laws state Exam simulator Questions and Answers £6.81   Add to cart

Exam (elaborations)

Colorado Accident & health laws state Exam simulator Questions and Answers

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Colorado Accident & health laws state Exam simulator Questions and Answers

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  • September 5, 2023
  • 4
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers
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Victorious23
Colorado Accident & health laws state
Exam simulator Questions and Answers
Which of the following statements about Health Reimbursement
Arrangements (HRA) is correct? - -If the employee paid for qualified medical
expenses, the reimbursements may be tax free.

-Which parts of a health insurance policy are guaranteed to be true? - -
warranty

-What is usually excluded from medical expense policies? - -Intentionally
self-inflicted injuries

-insurable interest only needs to exist at the time of application. - -F

-Blue Cross/Blue Shield - -non-profit organizations

-reimbursement of benefits for the treatment of a beneficiary's injures
caused by a third party? - -subrogation is the right for an insurer to purse a
third party the caused an insurance loss to the insured

-accident policy will most likely pay a benefit for an - -off-the-job-accident

-deductibles are used in health policies to lower - -coinsurance amount

-must be renewed by the insurer and the premiums can only be increased if
applied to the entire class of insureds - -guaranteed renewable

-dental care indemnity coverage - -services are reimbursed after insurer
receives the invoice

-agent authority - -express, implied, and apparent

-document NOT required to mention the Colorado fraud statute - -
certificates of authority

-which of these arrangements allows one to bypass insurable interest laws? -
-investor-originated life insurance sometimes called stranger originated life
insurance is used to circumvent state insurable interest statutes.

-all of the following are considered to be typical characteristics describing
nature of an insurance contract except - -bilateral (unilateral, aleatory, and
adhesion are all characteristics of insurance contract)

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