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NYS rules and regulations pertinent to life insurance 2024/2025 A+ score assured ( 100% verified)
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  • Accident And Health Insurance Agent

NYS rules and regulations pertinent to life insurance 2024/2025 A+ score assured ( 100% verified)

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  • March 12, 2024
  • 26
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers

Subjects

  • accident and health insurance agent
  • in regards to technology and the aca which of the
  • when initially issued a temporary producer licens
  • aca ansaffordable care act a policyowner has de

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  • Accident And Health Insurance Agent
  • Accident And Health Insurance Agent

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NYS
rules
and
regulations
pertinent
to
life
insurance
In
regards
to
technology
and
the
ACA,
which
of
the
following
is
true?
-
ANSStates
which
operate
with
an
exchange
must
offer
an
internet-based
portal
the
time
after
issuing
a
policy
during
which
an
insurance
company
my
contest
a
life
insurance
claim
due
to
the
statements
on
an
application
is
-
ANS2
years
In
New
York,
a
group
accident
and
health
certificate
of
insurance
must
contain
-
ANSa
summary
of
policy
features
and
benefits
Starting
in
2016,
businesses
with
up
to
___
employees
will
be
defined
by
the
ACA
as
a
"small
business".
-
ANS100
accident
and
health
insurance
standard
provision
require
that
-
ANSthe
policy,
endorsement,
and
attached
papers
constitute
the
entire
contract
when
initially
issued,
a
temporary
producer
license
in
NY
is
valid
for
-
ANS90
days
which
of
the
following
information
is
NOT
needed
to
determine
the
suitability
of
an
annuity
recommendation?
-
ANSlevel
of
education
which
of
these
is
NOT
considered
a
Federal
punishment
for
unfair
and
deceptive
insurance
practices?
-
ANScommunity
service
an
association
which
maintains
a
facility
that
displays
offers
and
counteroffers
for
purchasers
or
sellers
of
life
settlement
contract
is
known
as
a
-
ANSlife
settlement
intermediary
in
regards
to
ACA
,
which
of
these
is
NOT
a
role
of
a
health
insurance
exchange
-
ANScontact
the
employer
is
an
employee
stops
coverage
under
a
plan
offered
in
the
exchange
ACA
-
ANSaffordable
care
act
a
policyowner
has
decided
to
replace
an
existing
life
insurance
policy
with
a
new
one.
The
existing
life
insurance
policy
should
be
terminated
-
ANSafter
the
new
life
insurance
policy
has
been
issued
and
delivered
to
the
policyowner
In
New
York,
reducing
benefits
for
a
newborn
child
under
an
accident
and
health
plan
is
-
ANSprohibited
in
any
form
According
to
ACA,
coverage
may
be
recinded
-
ANSif
intentionally
false
statements
were
offered Tom
the
agent
replaced
a
client's
insurance
policy
when
it
was
not
in
the
client's
best
interest.
Tom
could
be
found
guilty
of
-
ANStwisting
the
application
is
part
of
an
annuity
contract
according
to
which
of
the
following
clauses
(required
accident
and
health
provision)
-
ANSentire
contract
the
superintendent
has
the
ability
to
examine
the
business
records
of
insurers
and
agencies
because
-
ANSof
the
powers
granted
through
state
statutes
an
agent
must
report
to
the
superintendent
any
administrative
action
taken
against
her
by
any
governmental
agency
within
-
ANS30
days
According
to
the
ACA,
new
health
insurance
marketplaces
are
established
by
the
-
ANSCCIIO
Uniform
policy
provisions
found
in
all
accident
and
health
policies
require
that
-
ANSthe
policy,
endorsement
and
attached
papers
constitute
the
entire
contract
(a
required
provision)
which
of
the
following
statements
about
the
contestability
of
life
insurance
policy
is
true?
-
ANSpolicy
can
be
contested
by
the
insurer
only
during
the
firsts
2
years
of
the
contract
a
small
employer
group
is
an
employer
that
employs
how
many?
-
ANS2-50
employees
According
to
ACA,
the
proportion
of
premium
revenues
spent
on
clinical
services
and
quality
improvement
is
called
the
-
ANSmedical
loss
ratio
when
a
similarly
appointed
agent
provides
another
agent
with
a
referral,
which
results
in
a
sale,
the
commissions
paid
are
generally
-
ANSshared
between
the
agents
what
does
"SHOP"
stand
for
in
SHOP
exchange
-
ANSSmall
Business
Health
Options
Program
why
were
Exchanges
implemented
by
the
ACA?
-
ANSto
create
a
one-stop
market
for
standardized
health
insurance
plans
New
York
requires
advertisements
for
accident
and
health
insurance
policies
covering
ONLY
a
specified
illness
to
prominently
display
-
ANSa
statement
that
the
policy
is
limited
an
individual
in
NY
who
charges
a
fee
for
giving
advise
on
an
insurance
policy
must
be
licensed
as
a
consultant
if
the
advice
is
given
to
-
ANSthe
policyholder
why
does
NY
law
require
an
insurance
agent
to
examine
the
existing
Medicare
Supplement
policies
of
a
prospective
insured?
-
ANSto
determine
the
suitability
of
potential
changes
NY
law
requires
the
Human
Immunodeficiency
Virus
(HIV)
consent
form
to
-
ANSDisclose
the
types
of
individuals
or
organizations
that
may
receive
a
copy
of
the
test
results Which
of
these
is
NOT
considered
a
preventative
service
in
a
dental
plan?
-
ANSFillings
During
a
stated
initial
peroid
of
coverage,
long-term
care
insurance
policies
normally
EXCLUDE
conditions
that
-
ANSwere
treated
during
a
specified
period
preceding
the
policy
date
when
determining
the
suitability
of
an
annuity
for
a
consumer,
the
insurance
provider
is
obligated
to
-
ANSmake
reasonable
efforts
to
fit
the
annuity
with
the
consumer's
needs
Carol
purchases
a
whole
life
policy
that
provides
a
choice
of
dividend
options.
The
policy
is
required
to
include
a
statement
that
the
dividends
are
-
ANSnot
guaranteed
Under
the
New
York
Disability
Benefits
Law,
cash
payments
are
provided
to
workers
who
are
unable
to
work
because
of
injury
or
illness
that
-
ANSoccurred
on
the
job
The
amount
received
for
a
life
insurance
policy
in
a
life
settlement
is
than
the
death
benefit
-
ANSless
In
New
York,
who
is
primarily
responsible
for
determining
the
appropriateness
of
a
Medicare
Supplement
policy
for
a
proposed
insured?
-
ANSthe
agent
who
solicits
the
application
The
grace
period
for
a
life
insurance
policy
with
an
annual
premium
is
usually
-
ANS31
days
An
insurance
company
willingly
published
false
information
in
an
insurance
policy
advertisement.
This
is
an
example
of
-
ANSmisrepresentation
a
temporary
license
is
good
for
up
to
-
ANS90
days
A
policyowner
and
a
life
settlement
provider
can
have
a
life
settlement
negotiated
through
an
-
ANSlife
settlement
broker
Pete
the
agent
made
public
statments
that
falsely
portrated
Acme
Insurance
Company
as
avoiding
claim
payments.
Pete
may
be
found
guilty
of
-
ANSdefamation
Which
entity
regulated
an
insurer's
claim
settlement
practices?
-
ANSState
insurance
departments
Who
signs
the
notice
of
replacement
when
a
Medicare
Supplement
policy
is
being
replaced?
-
ANSthe
agent
of
the
applicant
What
is
the
actuarial
value
of
a
bronze
level
health
plan
-
ANS60
If
a
group
endorses
an
accident
and
health
insurance
product
in
an
advertisement,
the
public
must
be
made
aware
of
-
ANSany
control
by
the
insurer
over
the
group
The
superintendent
may
not
revoke
an
insurance
producer's
license
unless
-
ANSthe
producer
has
been
properly
notices
and
given
an
opportunity
for
a
hearing

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