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Maximize Your Chances of Success with Fully Certified and Reliable AHIP 2025 Final Exam Answers for the 2024/2025 Examination Period. £14.92
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Maximize Your Chances of Success with Fully Certified and Reliable AHIP 2025 Final Exam Answers for the 2024/2025 Examination Period.

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Maximize Your Chances of Success with Fully Certified and Reliable AHIP 2025 Final Exam Answers for the 2024/2025 Examination Period.

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  • June 11, 2024
  • December 25, 2024
  • 9
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers

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  • maximize your chances of success with fully certif

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3  reviews

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By: alex71 • 5 months ago

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By: TheAlphanurse • 6 months ago

GREAT DOC!! DETAILED ANSWERS. VALUE FOR MONEY HONESTLY. GOOD WORK

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By: kihumba • 6 months ago

GREAT DOCUMENT. VERIFIED EXAM QUESTIONS. GREAT VALUE FOR MONEY

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1. Which of the following is the primary purpose of the Affordable
Care Act (ACA)?
A) To reduce healthcare costs for employers
B) To provide subsidies for private insurance
C) To ensure that all Americans have access to affordable health
insurance
D) To eliminate insurance premiums for low-income families
Answer: C) To ensure that all Americans have access to affordable
health insurance
Rationale: The primary purpose of the ACA is to expand access to
affordable health insurance, aiming to reduce the number of uninsured
Americans.


2. Under the Medicare program, which part covers prescription drug
coverage?
A) Part A
B) Part B
C) Part C
D) Part D
Answer: D) Part D
Rationale: Medicare Part D covers prescription drugs, providing
beneficiaries with prescription drug plans to help manage medication
costs.


3. Which type of health insurance plan is characterized by its low
premiums and high deductibles?

,A) HMO (Health Maintenance Organization)
B) PPO (Preferred Provider Organization)
C) HDHP (High Deductible Health Plan)
D) POS (Point of Service)
Answer: C) HDHP (High Deductible Health Plan)
Rationale: HDHPs typically offer lower premiums and higher
deductibles, making them an attractive option for individuals who want
to save on premiums but can afford to pay higher out-of-pocket costs in
case of major medical needs.


4. Which of the following is a feature of a Health Maintenance
Organization (HMO) plan?
A) No need for a primary care physician (PCP)
B) Coverage for out-of-network care
C) Lower out-of-pocket costs if using in-network providers
D) Does not require referrals for specialists
Answer: C) Lower out-of-pocket costs if using in-network providers
Rationale: HMOs typically require members to use a network of doctors
and hospitals, offering lower out-of-pocket costs for in-network care,
and requiring referrals from a primary care physician for specialist visits.


5. What is the purpose of a health savings account (HSA) under a High
Deductible Health Plan (HDHP)?
A) To provide insurance coverage for preventative care
B) To pay for healthcare expenses before the deductible is met
C) To allow individuals to save money tax-free for future medical

,expenses
D) To cover the entire premium cost of the insurance plan
Answer: C) To allow individuals to save money tax-free for future
medical expenses
Rationale: An HSA allows individuals with an HDHP to set aside pre-tax
dollars to pay for qualified medical expenses, helping reduce their
overall healthcare costs while saving for future medical needs.


6. Which of the following is a primary feature of Medicare Advantage
(Part C)?
A) It provides coverage only for hospital services
B) It is managed by private insurance companies
C) It is only available to people under 65
D) It offers dental and vision coverage only
Answer: B) It is managed by private insurance companies
Rationale: Medicare Advantage plans (Part C) are offered by private
insurance companies approved by Medicare and provide all of the
benefits of Medicare Parts A and B, often with additional services like
dental, vision, and prescription drug coverage.


7. Which of the following is a characteristic of a Preferred Provider
Organization (PPO) health insurance plan?
A) Requires a referral for specialist visits
B) Has a closed network of providers
C) Offers more flexibility in choosing healthcare providers
D) Only covers emergency care outside the network

, Answer: C) Offers more flexibility in choosing healthcare providers
Rationale: PPO plans offer more flexibility in selecting healthcare
providers, including coverage for out-of-network care, though it costs
more than in-network care.


8. Which of the following is NOT typically covered by Medicaid?
A) Doctor’s visits
B) Hospital stays
C) Cosmetic surgery
D) Prescription medications
Answer: C) Cosmetic surgery
Rationale: Medicaid typically covers essential healthcare services like
doctor’s visits, hospital stays, and prescription medications, but it does
not usually cover elective or cosmetic surgeries unless medically
necessary.


9. What is the maximum out-of-pocket cost that an individual can
incur in a Marketplace health plan for the year 2024?
A) $5,000
B) $8,500
C) $9,100
D) $10,000
Answer: C) $9,100
Rationale: For 2024, the out-of-pocket maximum for an individual
health plan in the Marketplace is $9,100. This includes all deductibles,
copayments, and coinsurance for covered services.

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