GA Health Insurance Exam Questions And Answers With Verified Updates
8 views 0 purchase
Module
GA Health Insurance
Institution
GA Health Insurance
For which of the following expenses does a Basic Hospital policy pay? - Hospital room and board
A policy owner would like to change the beneficiary on an Accidental Death and Dismemberment
(AD&D) insurance policy and make the change permanent. Which type of designation would fulfill this
need? -...
GA Health Insurance Exam
For which of the following expenses does a Basic Hospital policy pay? - Hospital room and board
A policy owner would like to change the beneficiary on an Accidental Death and Dismemberment
(AD&D) insurance policy and make the change permanent. Which type of designation would fulfill this
need? - Irrevocable
Which of the following BEST describes how a Preferred Provider Organization (PPO) is less restrictive
than a Health Maintenance Organization (HMO)? - more physician to choose from
A prepaid application for individual Disability Income insurance was recently submitted to an insurer.
When the insurer received the Medical Information Bureau (MIB) report, the report showed that the
applicant had suffered a stroke 18 months ago, something that was not disclosed on the application.
Which of the following actions would the insurance company NOT take? - send a notice to the
MIB that the applicant was declined
A "reimbursement policy" pays what amount of covered Long-Term Care expenses? - actual
covered expenses up to the daily maximum
A characteristic of Preferred Provider Organization (PPO) would be: - discounted fees for the
patient
A comprehensive major medical health insurance policy contains an Eligible Expenses provisions which
identifies the types of health care services that are converted. All of the following health care services
are typically converted, EXCEPT for: - experimental and investigative services
A domestic insurance company in Georgia is considered a company that: - is incorporated and
formed in Georgia
A domestic insurance company MUST be examined by the Commissioner every ___ years. - 5
, A major medical policy typically: - provides benefits for reasonable and necessary medical
expenses, subject to policy limits
A producer must notify the Commissioner within ___ days of an address change. - 30
Accidental Death coverage is provided to commercial airline passengers in which of the following types
of policies? - Blanket Accident policy
According to the Time Payment of Claims provision, the insurer must pay Disability Income benefits no
less frequently than which of the following options? - monthly
After an insured gives notice of loss, what must he/she do if the insurer does not furnish forms? -
file written proof of loss
Agent J takes an application and initial premium from an applicant and sends the application and
premium check to the insurance company. The insurance company returns the check back to J because
the check is made out to J instead of the insurance company. What action should J take? - return
to the customer, collect a new check made out to the insurance company, and send the new check out to
the insurance company
All accident and sickness plans MUST provide coverage on newborn children for ___ days - 31
All of the following are limited benefit plans: - cancer policies, dental policies, critical illness
policies
An agent takes an individual Disability Income application, collects the appropriate premium, and issues
the prospective insured a conditional receipt. The next step the insurance company will take is to: -
determine if the applicant in an acceptable risk by completing standard underwriting procedures
An agent's license can be suspended or revoked by: - writing primarily controlled business
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller ACADEMICMATERIALS. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for £6.31. You're not tied to anything after your purchase.
