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UHC Ethics & Compliance, UHC Ethic and Compliance, UHC Ethics and compliance, UHC Ethics and Compliance, UHC Ethics and Compliance Test Questions and Correct Answers the Latest Update and Recommended Version £10.20   Add to cart

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UHC Ethics & Compliance, UHC Ethic and Compliance, UHC Ethics and compliance, UHC Ethics and Compliance, UHC Ethics and Compliance Test Questions and Correct Answers the Latest Update and Recommended Version

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Gene got Medicare before he turned 65 and enrolled into a Medicare Advantage plan. He calls in February the month before his 65th birthday and is unhappy with his current plan. On the date of the call, what can Gene do about his coverage? On the day he called, he can enroll in a different Med...

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  • October 24, 2024
  • 29
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • UHC
  • UHC
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UHC Ethics & Compliance, UHC Ethic
and Compliance, UHC Ethics and
compliance, UHC Ethics and
Compliance, UHC Ethics and
Compliance Test Questions and Correct
Answers the Latest Update and
Recommended Version
Gene got Medicare before he turned 65 and enrolled into a Medicare Advantage plan. He

calls in February the month before his 65th birthday and is unhappy with his current plan. On

the date of the call, what can Gene do about his coverage?

✓ On the day he called, he can enroll in a different Medicare Advantage plan with an
effective date of March 1.


Mrs. Violet asks agent Bob where she can find the Star Rating for the plan he has been

presenting. Which statement is correct?

✓ Mrs. Violet can access the Star Rating for a plan on Medicare.gov or in the Enrollment
Guide.


Which of the following is not considered unsolicited contact with a Medicare eligible consumer

according to CMS regulations and UnitedHealthcare's rules, policies, and procedures?

✓ Mailing a marketing brochure to the consumer via postal mail.


Which statement is true about discussing benefits with the consumer before an enrollment?

✓ The agent must accurately and completely disclose any benefits discussed.



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Which statement about discussing benefits with the consumer before an enrollment is true?

✓ The agent must explain any provider and/or pharmacy network limitations.


While using LEAN to complete an enrollment application with a consumer, Agent Jeff learns

the consumer does not have an email address. What should Jeff do?

✓ Leave the field requesting applicant email address blank.


What is the purpose of the Statement of Understanding?

✓ It ensures that when consumers complete the Medicare Advantage and/or Part D
Enrollment Application, they are acknowledging their understanding that they are actually
enrolling, in which plan they are enrolling, and standard disclosures.


What is Scope of Appointment?

✓ The agreement obtained from the consumer that identifies the scope of products that can
be discussed at a personal/individual marketing appointment (in-person or telephonic)


Jane, an agent, is speaking to Albert about a Prescription Drug plan. Albert seems confused

and is struggling to understand the information Jane is explaining. Which option should Jane

consider?

✓ Jane should ask Albert if someone, such as an Authorized Legal Representative, helps him
make health care or insurance-related decisions and should be present.


In which situation MAY the Medicare Advantage (MA) organization disenroll a member from

an MA plan?




(if question says *must* it is not the same answer)


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✓ Premiums are not paid on a timely basis.


Dennis, a consumer, is currently enrolled in Original Medicare plus a Medicare Supplement

Plan. His current plan is suitable for his medical needs, but he would like to add prescription

drug coverage only. Since Dennis wants to keep his current coverage, which option is

available to Dennis (assuming he is in a valid election period)?

✓ Dennis should stay enrolled in Original Medicare and his Medicare Supplement Plan and
enroll in a stand-alone PDP.


As an agent, you have an obligation to enroll a consumer in a product:

OR

An agent should only enroll a consumer in a product:

✓ That is suitable for the consumer's needs, goals and financial resources.


An agent is explaining Medicare Advantage plan options to a consumer. During the

conversation, the agent explains that Medicare gives each plan a Star Rating. Which

statement is true?

✓ The agent said that Medicare uses a 5-star rating system to illustrate the plan's
performance and quality.


Before starting an enrollment, what benefit information are agents required to provide to the

consumer?

✓ The agent must accurately and completely disclose any benefits discussed




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