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PSI Practice Property and Casualty Exam EXAM NEWEST, 2024/ 2025, ACTUAL EXAM 250 QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A£6.48
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PSI Practice Property and Casualty Exam EXAM NEWEST, 2024/ 2025, ACTUAL EXAM 250 QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A
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Module
NJ PSI PROPERTY AND CASUALTY
Institution
NJ PSI PROPERTY AND CASUALTY
PSI Practice Property and Casualty Exam
$1,500 - ANS-Which of the following is the special limit of coverage on the homeowners policy
form for property damage to personal watercraft?
$2,500 - ANS-Homeowner Form HO-2 provides coverage for loss of appliances, carpeting, and
other household furnis...
PSI Practice Property and Casualty Exam
$1,500 - ANS-Which of the following is the special limit of coverage on the homeowners policy
form for property damage to personal watercraft?
$2,500 - ANS-Homeowner Form HO-2 provides coverage for loss of appliances, carpeting, and
other household furnishings for a maximum of how much?
1. attorney - ANS-Which of the following professionals would purchase Errors And Omissions
insurance to manage the liability risk associated with their business endeavors?
1. attorney
2. caregiver
3. doctor
4. fireman
1. Carpet cleaning after a water main break - ANS-Which of the following would trigger
coverage under business income form with extra expense coverage?
1. Carpet cleaning after a water main break
2. Employee pay after a building structure is damaged
3. Building inspectors fees after a loss
4. Unit rent when tenant is liable
1. compensate for actual financial losses. - ANS-Punitive damages are intended to do all of the
following EXCEPT
1. compensate for actual financial losses.
2. discourage others from doing wrong.
3. discipline the insured.
4. make an example of bad behavior.
1. cost of bail bonds - ANS-Under the commercial general liability which one of the following is
covered under supplementary payments?
1. cost of bail bonds
2. defense costs for the plaintiff
3. court costs taxed against a third party
4. loss of earnings expense of over $250 a day
1. damage to awnings from weight of snow. - ANS-A DP-2 policy covers all of the following
EXCEPT
, 1. damage to awnings from weight of snow.
2. damage to property caused by burglars.
3. freezing of automatic fire sprinkler systems.
4. accidental discharge of steam from a plumbing system.
1. disability. - ANS-Underwriters are permitted to use all of the following when underwriting an
application for insurance EXCEPT
1. The fall - ANS-A woman slips on icy steps and breaks her leg. Which of the following is the
peril in this situation?
1. the fall
2. the icy steps
3. the broken leg
4. the season of the year
1. unknowingly inflicting injury that violates the rights of another. - ANS-Liability arising out of
any of the following is excluded from the personal and advertising injury liability coverage
EXCEPT
1. unknowingly inflicting injury that violates the rights of another.
2. oral or written publication of material that the insured knows is false.
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