MN LIFE ACCIDENT & HEALTH PRODUCER EXAM VERIFIED A
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MN LIFE ACCIDENT & HEALTH PRODUCER EXAM VERIFIED A Risk Concepts What type of risk involves the chance of loss or gain, and is not insurable? Options: a. Speculative risk; b. Pure risk; c. Peril; d. Moral hazard Answer: a. Speculative risk; Risk Types Which type of risk involves the chance of loss only, and is insurable? Options: a. Pure risk; b. Speculative risk; c. Peril; d. Morale hazard Answer: a. Pure risk; Hazards What is a peril? Options: a. Something that causes a dir...