Florida Life and Health State insurance | Bundled Exams with complete solution | everything you need

Accident - An unplanned, unforeseen event which occurs suddenly and at an unspecified place Accident Insurance - A type of insurance that protects the insured against loss due to accidental bodily injury Accidental Bodily Injury - Unplanned, unforeseen traumatic injury to the body Accidental Dea...

Insured - The person covered by the insurance policy. Rider - A written modification attached to a policy that increases or decreases coverage and/or premiums. What is a unilateral contract? - A contract in which only one of the parties is legally bound to fulfill its obligations. What law prot...

Which Accident and Health policy provision addresses preexisting conditions? - Time Limit on Certain Defenses Which of the following individual health insurance policies will provide the broadest protection? - Major Medical Which of the following situations does NOT apply to the Florida Replacem...

Within how many days must a licensee notify the Department of Financial Services of a change in address? - 30 All of the following entries are classified under the four principal areas of Florida insurance law EXCEPT... - An agent's commission Which of the following factors is NOT considered ...

According to Mandatory Uniform Policy Provisions, what is the maximum amount of time after the premium due date during which the policy remains in force even though the premium has not been paid? - 31 days G purchased a Family Income policy at age 40. The policy has a 20-year rider period. If G w...

An insured is hospitalized with a back checking his disability income policy, he learns that he will not be eligible for benefits for at least 30 days. This indicates that his policy is written with a 30 day ______________. - Elimination Period All of the following are examples of third-party ow...

Which of the following statements about guaranteed renewable health insurance policy is correct? - Premiums normally increase at the time of renewal. The issuer must provide a perspective buyer with an? - Buyers guide and policy summary T would like to be assured $10,000 is available in 10 years ...

A Supplementary Medical Expense policy combines the benefits of what two types of plans? - Basic Medical and Major Medical Which of the following is not correct concerning Health Maintenance Organizations? - They mandate enrollment for groups of 25 or more. Which is not true concerning a Hospita...