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Life, Accident and Health BUNDLED Exams questions and correct answers

Health and Accident Insurance Practice Test questions and correct answers Accident and Health Insurance questions and correct answers

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Accident and Health Insurance Exam Questions and correct answers 2023

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H has suffered a covered disability away from her job and will shortly begin collecting benefits. The insurer sends a letter to H stating that she will not receive any benefit amounts greater than her income. This clause is known as: A: Over-insurance clause B: free look C: relation of earning to...

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Accident and Health Insurance Final Exam questions 100% correct answers

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Your license will be considered to be inactive when you: - correct answer No longer have any appointments On a "participating" health insurance policy issued by a mutual insurance company, dividends paid to policy holders are: - correct answer Not taxable since the IRS treats them as a refund...

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Accident and Health Insurance Agent Practice Exam 2023 questions and correct answers

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Group Insurance - correct answer - the employer is the owner and receives the master contract - the employees are certificate holders which outlines the details of it - underwriting is much more liberal because its a large group and probably wont have adverse selection - if you want ...

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Accident and Health Insurance questions and correct answers

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Accident and Health Insurance - correct answer - a contract where the insurer, in exchange for the premium submitted, indemnifies the insured for the medical expenses caused by illness or injury and/or the loss of earnings due to disabilities as long as the expense or disabling occurrence happened ...

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Life, health, & accident insurance exam 2023 questions and correct answers

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Regarding an organizational license, what happens when a corporation is dissolved? - correct answer The license is terminated john applies for a variable annuity and does not request that the premiums be immediately invested in a stock or bond portfolio. After the annuity is issued, John returns...

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Accident and health insurance exam snapshot questions and correct answers

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What are the four elements of an insurance contract - correct answer Agreement - offer and acceptance, consideration, competent parties, and legal purpose What does representation mean and how does it differ from a warranty - correct answer Representation are statements believed to be true to t...

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Life, Accident and Health Exam questions and correct answers

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Annuity - correct answer -A contract between a person and an insurance company that requires the insurer to make payments to you. -You buy an annuity by making either a single payment or a series of payments -Annuity Death benefits are NOT tax deductible or taxfree Dividends - correct answer ...

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Health and Accident Insurance Practice Test questions and correct answers

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Which of the following is a true statement about dependent coverage on group health policies? Select one: a. The dependent can be a natural child, step child or adopted child. b. A child can be considered dependent after age 19 if he/she was disabled before that time. c. A child can be considere...

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