HUD Counselor Certification Question and answers rated A+ 2023 Exam (elaborations) HUD housing counselors training Module 1-2 Questions with complete solution 2023 Exam (elaborations) HUD Exam - Housing Affordability Question and answers correctly solved 2023 Exam (elaborations) HUD Exam - Fa...
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HUD Housing Counselor Certification Practice Question and answers already passed 2023 What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - correct answer 50% Which is the maximum recommended housing ratio for renting an apartm...
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Add to cartHUD Housing Counselor Certification Practice Question and answers already passed 2023 What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - correct answer 50% Which is the maximum recommended housing ratio for renting an apartm...
HUD Housing Counselor Exam Question and answers 2023 verified to pass Adjustable Rate Mortgage (ARM) - correct answer Adjustable rate mortgages have an initial rate that applies for a defined period of time (typically from one month to 10 years), then adjusts at pre-determined intervals for th...
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Add to cartHUD Housing Counselor Exam Question and answers 2023 verified to pass Adjustable Rate Mortgage (ARM) - correct answer Adjustable rate mortgages have an initial rate that applies for a defined period of time (typically from one month to 10 years), then adjusts at pre-determined intervals for th...
HUD Housing Counseling Questions with complete solution 2023 Which document should the counselor review with the client to identify spending habits and track expenses? A. Credit report B. Pay stubs C. Bank Statement D. Tax returns - correct answer Bank Statement Which additional infor...
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Add to cartHUD Housing Counseling Questions with complete solution 2023 Which document should the counselor review with the client to identify spending habits and track expenses? A. Credit report B. Pay stubs C. Bank Statement D. Tax returns - correct answer Bank Statement Which additional infor...
Housing Counselor Exam Prep Question and answers correctly solved 2023 Default - correct answer When no payments made after 60 to 90 days... 30 for FHA loans Front-End Ratio Equation - correct answer Monthly housing expenses/gross monthly income Front-End Ratio maximums - correct ans...
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Add to cartHousing Counselor Exam Prep Question and answers correctly solved 2023 Default - correct answer When no payments made after 60 to 90 days... 30 for FHA loans Front-End Ratio Equation - correct answer Monthly housing expenses/gross monthly income Front-End Ratio maximums - correct ans...
HUD Housing Counseling Exam Questions with complete solution 2023 Civil Rights Act of 1866 - correct answer Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - correct answer banned discrimination in the rental or sa...
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Add to cartHUD Housing Counseling Exam Questions with complete solution 2023 Civil Rights Act of 1866 - correct answer Federal law granting citizenship to former slaves; passed over Johnson's veto. (Race and Color) Fair Housing Act of 1968 - correct answer banned discrimination in the rental or sa...
HUD Housing Counseling Exam Question and answers rated A+ 2023 Back-end ratio - correct answer The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt t...
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Add to cartHUD Housing Counseling Exam Question and answers rated A+ 2023 Back-end ratio - correct answer The back-end ratio (or debt-to-income ratio) compares total debt to gross monthly income. The client's only debt is a $435 lease payment, so the $950 mortgage payment brings his total monthly debt t...
HUD Housing Counselor Study for Exam – JLM Question and answers 100% correct 2023 Front end ratio (parts) - correct answer Monthly Housing Expense / Gross Income Back End Ratio (parts) - correct answer Monthly housing+debt (on credit report - car loan, credit cards & etc) / Gross Incom...
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Add to cartHUD Housing Counselor Study for Exam – JLM Question and answers 100% correct 2023 Front end ratio (parts) - correct answer Monthly Housing Expense / Gross Income Back End Ratio (parts) - correct answer Monthly housing+debt (on credit report - car loan, credit cards & etc) / Gross Incom...
HUD Housing Exam Questions with complete solution 2023 Which document should the counselor review with the client to identify spending habits and track expenses: - correct answer Bank statement Which additional information would the housing counselor need to prepare a household budget for t...
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Add to cartHUD Housing Exam Questions with complete solution 2023 Which document should the counselor review with the client to identify spending habits and track expenses: - correct answer Bank statement Which additional information would the housing counselor need to prepare a household budget for t...
HUD Housing Counselor Exam- Module 3: Fair Housing Question and answers rated A+ 2023 What act are limited english proficiency persons protected under? - correct answer title VI of the civil rights act of 1964 Which act was passed in 1866? - correct answer the civil rights act of 1866 ...
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Add to cartHUD Housing Counselor Exam- Module 3: Fair Housing Question and answers rated A+ 2023 What act are limited english proficiency persons protected under? - correct answer title VI of the civil rights act of 1964 Which act was passed in 1866? - correct answer the civil rights act of 1866 ...
HUD Housing Counselor Exam: Foreclosure Question and answers 100% correct 2023 Default - correct answer Non payment of a mortgage debt. Typically considered this when a payment has not been made after 60-90 days. For FHA loans, it is only 30 days. Delinquent - correct answer At-least one...
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Add to cartHUD Housing Counselor Exam: Foreclosure Question and answers 100% correct 2023 Default - correct answer Non payment of a mortgage debt. Typically considered this when a payment has not been made after 60-90 days. For FHA loans, it is only 30 days. Delinquent - correct answer At-least one...
HUD Housing Counselor Module 4.1 & 4.2 Question and answers 2023 verified to pass A potential homebuyer with a minimal savings for a down payment and a low credit score is most likely to qualify for which mortgage? - United States Department of Agriculture (USDA) - Federal Housing Administrat...
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Add to cartHUD Housing Counselor Module 4.1 & 4.2 Question and answers 2023 verified to pass A potential homebuyer with a minimal savings for a down payment and a low credit score is most likely to qualify for which mortgage? - United States Department of Agriculture (USDA) - Federal Housing Administrat...
HUD Counselor Certification Question and answers correctly solved 2023 Elements IN a Budget - correct answer -Pay Stubs. (For self employed -> profit + loss statements) -Bank Statement -Utility Bill -Soc. Sec. Award Letter -Credit Card Debt -Car Expenses -Child Support -Hobby Income (...
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Add to cartHUD Counselor Certification Question and answers correctly solved 2023 Elements IN a Budget - correct answer -Pay Stubs. (For self employed -> profit + loss statements) -Bank Statement -Utility Bill -Soc. Sec. Award Letter -Credit Card Debt -Car Expenses -Child Support -Hobby Income (...
HUD Exam – Tenancy Questions with complete solution 2023 Jake has a session with a new client, Ruth, later that day. She has received notice that her apartment complex, which offers her project-based housing assistance, will be sold to a new management company in six months. The new company wil...
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Add to cartHUD Exam – Tenancy Questions with complete solution 2023 Jake has a session with a new client, Ruth, later that day. She has received notice that her apartment complex, which offers her project-based housing assistance, will be sold to a new management company in six months. The new company wil...
HUD Exam Prep Question and answers rated A+ 2023 % Impact of Account Payment History on Credit Score - correct answer 35% portion of credit score based on the payment history of accounts, including late payments, delinquencies, judgments, and liens % Impact of Amounts Owed on Accounts on C...
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Add to cartHUD Exam Prep Question and answers rated A+ 2023 % Impact of Account Payment History on Credit Score - correct answer 35% portion of credit score based on the payment history of accounts, including late payments, delinquencies, judgments, and liens % Impact of Amounts Owed on Accounts on C...
HUD HC Module 3 - Fair Housing Question and answers 100% correct 2023 Which describes the legally enforceable terms that govern the use of real estate? - Residential security restrictions - Deed restrictions - Redlined Maps - Government-sponsored deeds - correct answer Deed Restrictions...
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Add to cartHUD HC Module 3 - Fair Housing Question and answers 100% correct 2023 Which describes the legally enforceable terms that govern the use of real estate? - Residential security restrictions - Deed restrictions - Redlined Maps - Government-sponsored deeds - correct answer Deed Restrictions...
Housing Counselor Exam - Pre Assessment Question and answers already passed 2023 Which is an eligibility factor for the Earned Income Tax Credit? - correct answer Receiving wages Which situation most likely indicates a loan modification scam? - correct answer The client receives a lette...
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Add to cartHousing Counselor Exam - Pre Assessment Question and answers already passed 2023 Which is an eligibility factor for the Earned Income Tax Credit? - correct answer Receiving wages Which situation most likely indicates a loan modification scam? - correct answer The client receives a lette...
HUD Exam - Fair Housing Question and answers 2023 verified to pass Which describes the legally enforceable terms that govern the use of real estate? A. Residential security restrictions B. Deed restrictions C. Redlined Maps Government-sponsored deeds - correct answer B. Deed Restrictions ...
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Add to cartHUD Exam - Fair Housing Question and answers 2023 verified to pass Which describes the legally enforceable terms that govern the use of real estate? A. Residential security restrictions B. Deed restrictions C. Redlined Maps Government-sponsored deeds - correct answer B. Deed Restrictions ...
HUD Exam - Housing Affordability Question and answers correctly solved 2023 All of the following are true statements about upfront costs associated with renting and buying, except; A. Renters generally pay a security deposit upon signing a lease. B. The average cost due upon signing a lease fo...
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Add to cartHUD Exam - Housing Affordability Question and answers correctly solved 2023 All of the following are true statements about upfront costs associated with renting and buying, except; A. Renters generally pay a security deposit upon signing a lease. B. The average cost due upon signing a lease fo...
HUD housing counselors training Module 1-2 Questions with complete solution 2023 the purpose of tracking your money - correct answer to help you achieve your financial goals documents to use when tracking income - correct answer - paychecks - direct deposit slips - if self-employed, in...
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Add to cartHUD housing counselors training Module 1-2 Questions with complete solution 2023 the purpose of tracking your money - correct answer to help you achieve your financial goals documents to use when tracking income - correct answer - paychecks - direct deposit slips - if self-employed, in...
HUD Counselor Certification Question and answers rated A+ 2023 Income - correct answer Regular Salary/Temporary Jobs/Unemployment Compensation/Public Assistance Allowable Documents - Paychecks/Direct Deposit Slips/Self Employed Income and Expense Sheet/Income Checks or Cash/ Gov't Benefit ...
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Add to cartHUD Counselor Certification Question and answers rated A+ 2023 Income - correct answer Regular Salary/Temporary Jobs/Unemployment Compensation/Public Assistance Allowable Documents - Paychecks/Direct Deposit Slips/Self Employed Income and Expense Sheet/Income Checks or Cash/ Gov't Benefit ...
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